3140 Valley Stream Dr, Roanoke, VA 24014 Property Records

Roanoke County property record for 3140 Valley Stream Dr, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,883 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2015)
Tax Bill	$3,425 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079.03-08-09`

Property Details

APN / Parcel Number

Primary APN	`079.03-08-09`
Alternative APNs	`000034452` `07903 8 9`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,883 sqft Finished Area
Gross Area	2,715 sqft
1st Floor Area	1,285 sqft
Basement Area	1,170 sqft
Finished Basement	598 sqft
Unfinished Basement	572 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Deck Area	142 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000034452
Street Address	3140 VALLEY STREAM DR
City	ROANOKE
State	VA
Zip	24014-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 SEC 4 BROOKFIELD
Legal Subdivision	BROOKFIELD
Legal Lot Number	9
Jurisdiction	ROANOKE VA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2004
Census Tract	31000

Owner

3140 Valley Stream Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Roanoke County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Apr 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2015 · Amount on File
Deed Sale	Oct 1, 2015 · Amount on File
Prior Sale	Sep 13, 2013 · Amount on File
Deed Document Number	20159696
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0000008541
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928

Mortgage

Document Number	0000008913
Date	Oct 22, 2025
Instrument	202508913

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002403
Date	Apr 8, 2024
Instrument	202402403

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928
Document Number	0000000151
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3140 VALLEY STREAM DR ROANOKE VA 240145928, ROANOKE, VA 24014-5928

Mortgage

Document Number	0000000151
Date	Jan 5, 2021
Instrument	151

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3140 VALLEY STREAM DR, ROANOKE, VA 24014-5928
Document Number	0000005682
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3140 VALLEY STREAM DR ROANOKE VA 240145928, ROANOKE, VA 24014-5928

Mortgage

Document Number	0000005682
Date	Jun 26, 2019
Instrument	5682

Lender

Name	PENNYMAC
Address	RICHMOND, VA 23229

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3140 Valley Stream Dr was $3,425.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,425.00	$332,600 Land $58,000 Building $274,600	$332,600 Land $58,000 Building $274,600
2023	$2,840.00	$268,000 Land $51,000 Building $217,000	$268,000 Land $51,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 Valley Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Most Recent Claim	Oct 2018 · Tropical Storm Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Valley Stream Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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