Kenton County property record for 3140 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Nov 2025) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-238.00 |
| Primary APN | 059-20-01-238.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,329 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 43 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3140 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 18 LOT 238 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 18 |
| Legal Lot Number | 238 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66802 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Oct 25, 2023 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 20251104150 |
| Deed Book / Page | 372 / 661 |
| Prior Transfer Date | May 27, 2015 |
| Prior Transfer Doc | 0000000245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 4, 2025 |
| Property Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0005900150 |
| Book / Page | KC 372 / 661 |
| Map Reference | SL A-634 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 25110405900150 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Name | Verified Name |
|---|---|
| Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0005900041 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 25110705900041 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 25, 2023 |
| Property Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0005900026 |
| Book / Page | KC 253 / 816 |
| Map Reference | PL A-634 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 23102505900026 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8218 ROSE PETAL DR, FLORENCE, KY 41042-8223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3140 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,900 (+20.49%) Land $35,000 Building $234,900 | $269,900 (+20.49%) Land $35,000 Building $234,900 | |
| 2025 | $2,034.00 (-6.53%) Homeowner's exemption | $224,000 (-) Land $35,000 Building $189,000 | $224,000 (-) Land $35,000 Building $189,000 |
| 2024 | $2,176.00 (+55.1%) Homeowner's exemption | $224,000 (+42.13%) Land $30,000 Building $194,000 | $224,000 (+42.13%) Land $30,000 Building $194,000 |
| 2023 | $1,403.00 (-6.34%) Homeowner's exemption | $157,600 (-) Land $30,000 Building $127,600 | $157,600 (-) Land $30,000 Building $127,600 |
| 2022 | $1,498.00 Homeowner's exemption | $157,600 Land $30,000 Building $127,600 | $157,600 Land $30,000 Building $127,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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