Polk County property record for 3140 River Oaks Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 1951 |
| Lot Size | 2.68 acres (116,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jul 1996) |
| Tax Bill | $425 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 25-29-34-000000-011050 |
| Primary APN | 25-29-34-000000-011050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,434 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 116,763 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
|---|---|
| Porch Area | 234 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Utility Building | 198 sqft |
| Cooling System | Central |
|---|
| Street Address | 3140 RIVER OAKS DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | N 416 FT OF W 208 FT OF NE1/4 OF NE1/4 OF NE1/4 & BEG SE COR OF NW1/4 OF NE1/4 OF NE 1/4 RUN N 460 FT FOR POB CONT N 208.9 FT TO NE COR OF NW1/4 OF NE1/4 OF NE1/4 RUN W 120 FT S 18 DEG 25 MIN 02 SEC W 169.8 FT SELY ALONG CURVE 62.81 FT E 139.97 FT TO |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 14501 |
3140 River Oaks Dr is owned and occupied by an individual who bought it in July 1996.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3140 RIVER OAKS DR, BARTOW, FL 33830-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 1996 · Amount on File |
| Deed Sale | Jul 19, 1996 · Amount on File |
| Deed Book / Page | 3707 / 115 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3140 River Oaks Dr was $425 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,131 (+2.7%) | $266,321 (+11.14%) Land $101,660 Building $164,661 | |
| 2025 | $425.00 Homeowner's exemption | $69,261 | $239,630 Land $74,728 Building $164,902 |
| 2023 | $900.00 (+4.17%) Homeowner's exemption | $65,349 (+3%) | $226,718 (+17.13%) Land $45,412 Building $181,306 |
| 2022 | $864.00 Homeowner's exemption | $63,446 | $193,567 Land $37,927 Building $155,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3140 River Oaks Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 23 (1979–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3140 River Oaks Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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