Hamilton County property record for 3140 Penrose Pl, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,928 sqft · built 1923 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Dec 2022) |
| Tax Bill | $5,824 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-0070-0071-00 |
| Primary APN | 211-0070-0071-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,928 sqft |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 928 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 158 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3140 PENROSE PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-6720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3140 PENROSE PL 50 X 136.92 LOT 181 WESTWOOD HEIGHTS |
| Legal Subdivision | WESTWOOD HEIGHTS |
| Legal Lot Number | 181 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10201 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA |
| Oct 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Jul 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on Record |
| Deed Sale | Dec 6, 2022 · Amount on Record |
| Prior Sale | Jul 26, 2017 · Amount on Record |
| Deed Document Number | 2022111270 |
| Deed Book / Page | 14807 / 2220 |
| Prior Transfer Date | Aug 10, 2021 |
| Prior Transfer Doc | 0000120746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 6, 2022 |
| Property Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000111270 |
| Book / Page | 14807 / 2220 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022-0111270 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000111271 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2022-0111271 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 5, 2021 |
| Property Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000120746 |
| Book / Page | 14516 / 4665 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021-0120746 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000120747 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021-0120747 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000082294 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3140 PENROSE PL CINCINNATI OH 452116720, CINCINNATI, OH 45211-6720 |
| Document Number | 0000082294 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 014234/001589 |
| Instrument | 82294 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 26, 2017 |
| Property Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000007564 |
| Map Reference | MB 8 PG 21 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 17-0067564 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGILITY CLOSING AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 PENROSE PL, CINCINNATI, OH 45211-6720 |
| Document Number | 0000007565 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 17-0067565 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,824.00 (+3.08%) | $94,500 (-) Land $7,056 Building $87,444 | $270,000 (-) Land $20,160 Building $249,840 |
| 2024 | $5,650.00 (-2.18%) | $94,500 (-) Land $7,056 Building $87,444 | |
| 2023 | $5,776.00 (+102.95%) | $94,500 (+126.89%) Land $7,056 Building $87,444 | $270,000 (+126.89%) Land $20,160 Building $249,840 |
| 2022 | $2,846.00 Homeowner's exemption | $41,651 Land $5,730 Building $35,921 | |
| 2020 | $119,000 Land $16,370 Building $102,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures