Bexar County property record for 3140 Pencil Cholla, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,552 sqft · built 2011 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,300 (Jul 2015) |
| Tax Bill | $5,532 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05059-704-0100 |
| Primary APN | 05059-704-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 3,014 sqft |
| 1st Floor Area | 1,445 sqft |
| 2nd Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,440 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3140 PENCIL CHOLLA |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-6138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CB 5059G (SEDONA UT-1), BLOCK 4 LOT 10 2009-NEW ACCT PER PLAT 9583/73-81 FILED 2/26/2008 |
| Legal Subdivision | CB 5059G (SEDONA UT-1) |
| Legal Tract | 10 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BEXAR TX |
| Township / Civil Division | SAN ANTONIO NORTHEAST |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 131601 |
3140 Pencil Cholla is owned and occupied by two individuals who bought it in July 2015.
Source: Bexar County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3140 PENCIL CHOLLA, SCHERTZ, TX 78154-6138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on File |
| Deed Sale | Jul 30, 2015 · Amount on File |
| Prior Sale | Nov 3, 2011 · Amount on File |
| Deed Document Number | 2015141624 |
| Deed Book / Page | 17376 / 784 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0000141624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEXAR TX |
| Property Address | 3140 PENCIL CHOLLA, SCHERTZ, TX 78154-6138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000191083 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 20190191083 |
| Name | 1ST ALLIANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLLEGE STATION, TX 77845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
The 2025 property tax bill for 3140 Pencil Cholla was $5,532 with a homeowner's exemption, up 164.3% from the year before.
Source: Bexar County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bexar County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,532.00 (+164.31%) Homeowner's exemption | $318,000 Land $68,260 Building $249,740 | $318,000 Land $68,260 Building $249,740 |
| 2024 | $2,093.00 | ||
| 2023 | Homeowner's exemption | $374,570 Land $68,260 Building $306,310 | $374,570 Land $68,260 Building $306,310 |
| 2022 | $1,985.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3140 Pencil Cholla in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3140 Pencil Cholla is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
May also be available: Alamo Broadband.
5G (outdoors only) and 4G LTE
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