3140 Oregon Rd, Versailles, KY 40383 Property Records

Woodford County property record for 3140 Oregon Rd, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 2008
Lot Size	30 acres (1,307,236 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Apr 2022)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0000-015-01`

Property Details

APN / Parcel Number

Primary APN	`13-0000-015-01`
Alternative APNs	`31008` `34673`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	1,307,236 sqft (30 acres)
Porch	Slab
Porch Area	240 sqft

Location & Zoning

Account Number	34673
Street Address	3140 OREGON RD
City	VERSAILLES
State	KY
Zip	40383-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	HOUSE
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	3
Census Block	3010
Census Tract	50200

Owner

3140 Oregon Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Woodford County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3140 OREGON RD, VERSAILLES, KY 40383-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK
Apr 13, 2022	Re-recorded Document · Commercial Mortgage CITIZENS COMMUNITY BANK
Mar 7, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on File
Deed Sale	Apr 13, 2022 · Amount on File
Prior Sale	Jun 19, 2007 · Amount on File
Deed Document Number	2022136759
Deed Book / Page	333 / 51
Prior Transfer Date	Feb 17, 2018
Prior Transfer Doc	00D305/616
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	3140 OREGON RD, VERSAILLES, KY 40383-9622
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 OREGON RD, VERSAILLES, KY 40383-9622

Mortgage

Document Number	00M948/119
Date	May 23, 2022
Book Page	M948/119
Instrument	142518

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WOODFORD KY
Recording Date	Apr 13, 2022
Property Address	3140 OREGON RD, VERSAILLES, KY 40383-9622
Document Number	000D333/51
Book / Page	D333 / 51
Instrument Date	Apr 8, 2022
Instrument	136759
Record Updated	Feb 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1S251 SAINT MIHIEL DR, WINFIELD, IL 60190-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3140 OREGON RD, VERSAILLES, KY 40383-9622

Mortgage

Document Number	00M944/520
Date	Apr 13, 2022
Book Page	M944/520
Instrument	136760

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2052

Interest

Rate Type	Adjustable Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODFORD KY
Recording Date	Mar 7, 2018
Property Address	3140 OREGON RD, VERSAILLES, KY 40383-9622
Document Number	00D305/616
Book / Page	D305 / 616
Instrument Date	Feb 17, 2018
Instrument	50742
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 39TH ST, DOWNERS GROVE, IL 60515-1530

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Oregon Rd was $2,140.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00	$216,700	$216,700
2023	$2,329.00	$216,700	$216,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3140 Oregon Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Oregon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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