3140 Laurel Cir, Centerton, AR 72719 Property Records

Benton County property record for 3140 Laurel Cir, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,498 sqft · built 2012
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Dec 2011)
Tax Bill	$6,615 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-04409-000`

Property Details

APN / Parcel Number

Primary APN	`06-04409-000`
Alternative APNs	`151091.0` `151091`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,498 sqft Living Area
Gross Area	5,322 sqft
1st Floor Area	2,695 sqft
Basement Area	1,803 sqft
Finished Basement	1,803 sqft
Flooring	Wood

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	824 sqft
Driveway	Concrete Driveway
Driveway Area	1,485 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	475 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3140 LAUREL CIR
City	CENTERTON
State	AR
Zip	72719-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07 SUBDIVISION IN 21-20-31 & 22-20-31
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	76
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3036
Census Tract	20806

Owner

Source: Benton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3140 LAUREL CIR, CENTERTON, AR 72719-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Sep 12, 2019	Deed of Trust, Mortgage · ARM GREAT SOUTHERN BANK
Feb 24, 2017	Deed of Trust, Mortgage GREAT STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2011 · Amount on Record
Deed Sale	Dec 6, 2011 · Amount on Record
Deed Book / Page	2011 / 56620
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3140 LAUREL CIR, CENTERTON, AR 72719-8827
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202311492
Date	Mar 10, 2023
Instrument	L202311492

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 27, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Apr 27, 2028
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	11.8%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3140 LAUREL CIR, CENTERTON, AR 72719-8827
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047183
Date	Jun 24, 2021
Instrument	2021047183

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3140 LAUREL CIR, CENTERTON, AR 72719-8827
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PCI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048042
Date	Sep 12, 2019
Instrument	2019048042

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.29%
Index	1-Month LIBOR
Max Rate	8.29%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3140 LAUREL CIR, CENTERTON, AR 72719-8827
Document Number	0000M40642
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3140 LAUREL CIR CENTERTON AR 727198827, CENTERTON, AR 72719-8827

Mortgage

Document Number	0000M40642
Date	Mar 2, 2017
Instrument	M40642

Lender

Name	GREAT STHRN BK
Type	Bank
Address	SPRINGFIELD, MO 65801-9600

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.07%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,615.00 (+5.94%) Homeowner's exemption	$160,897 (-) Land $25,000 Building $135,897	$804,485 (-) Land $125,000 Building $679,485
2025	$6,244.00 (+8.91%) Homeowner's exemption	$160,897 (+40.68%) Land $25,000 Building $135,897	$804,485 (-) Land $125,000 Building $679,485
2024			$804,485 (+40.68%) Land $125,000 Building $679,485
2023	$5,733.00 Homeowner's exemption	$114,370 Land $14,000 Building $100,370	$571,850 Land $70,000 Building $501,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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