3140 Juniper Ave, Middleburg, FL 32068 Property Records

Clay County property record for 3140 Juniper Ave, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2001
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (May 2025)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006700-337-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006700-337-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Heated Area
Gross Area	2,116 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,997 sqft (1.03 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Patio Area	288 sqft
Storage Building	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3140 JUNIPER AVE
City	MIDDLEBURG
State	FL
Zip	32068-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOTS 26 & 27 BLK 2 BLACK CREEKPARK UNIT 4 AS REC O R 1516 PG 2040 & 1933 PG 253
Legal Range	24
Legal Township	05
Legal Section	32
Legal Subdivision	BLACK CREEK
Legal Block	2
Legal Lot Number	26,27 27
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2014
Census Tract	31101

Owner

3140 Juniper Ave is owned and occupied by an individual who bought it in May 2025.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4849 JOAN AVE, MIDDLEBURG, FL 32068-6433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
May 22, 2025	Warranty Deed, Transfer · FHA Mortgage NETWORK FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Deed Document Number	2025023551
Deed Book / Page	4932 / 1775
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 6, 2026
Property Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402
Document Number	0000016112
Book / Page	5031 / 1069
Instrument Date	Mar 30, 2026
Instrument	202616112
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016112,
Date	Apr 6, 2026
Book Page	5031/1069
Instrument	202616112

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Apr 6, 2026
Property Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402
Document Number	0050311069
Book / Page	5031 / 1069
Instrument Date	Mar 30, 2026
Instrument	202616112
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016112,
Date	Apr 6, 2026
Book Page	5031/1069
Instrument	202616112

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 22, 2025
Property Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402
Document Number	0049321775
Book / Page	4932 / 1775
Map Reference	MB 16 PG 67&68
Instrument Date	May 20, 2025
Instrument	2025023551
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3140 JUNIPER AVE, MIDDLEBURG, FL 32068-6402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 JOAN AVE, MIDDLEBURG, FL 32068-6433

Mortgage

Document Number	0049321777
Date	May 22, 2025
Book Page	4932/1777
Instrument	2025023552

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Juniper Ave was $1,966 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 Homeowner's exemption	$169,099	$349,289 Land $100,000 Building $249,289
2023	$2,147.00 (+9.15%) Homeowner's exemption	$159,548 (+3%)	$308,726 (+15.62%) Land $68,000 Building $240,726
2022	$1,967.00 Homeowner's exemption	$154,901	$267,012 Land $54,000 Building $213,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 Juniper Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Juniper Ave is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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