Henderson County property record for 3140 Independence Loop, Lexington, TN 38351
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,270 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $101,000 (May 2015) |
| Tax Bill | $590 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 039038 03101 |
| Primary APN | 039038 03101 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3140 INDEPENDENCE LOOP |
|---|---|
| City | LEXINGTON |
| State | TN |
| Zip | 38351-6088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Jurisdiction | HENDERSON TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 975200 |
Source: Henderson County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3140 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Jun 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on Record |
| Deed Sale | May 19, 2015 · Amount on Record |
| Prior Sale | Oct 9, 2009 · Amount on Record |
| Deed Document Number | 201586545 |
| Deed Book / Page | 263 / 458 |
| Last Transfer Date | Jun 15, 2022 |
| Transfer Doc | 0002950655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Property Address | 3140 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6088 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006610850 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 661/850 |
| Instrument | 119275 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Jun 21, 2022 |
| Property Address | 3140 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6088 |
| Document Number | 0002950655 |
| Book / Page | 295 / 655 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 118722 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 INDEPENDENCE LOOP, LEXINGTON, TN 38351-6088 |
Source: Henderson County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $590.00 | $37,325 (-) Land $8,225 Building $29,100 | |
| 2024 | $590.00 (+20.65%) | $37,325 (-) Land $8,225 Building $29,100 | |
| 2023 | $37,325 Land $8,225 Building $29,100 | $149,300 Land $32,900 Building $116,400 | |
| 2022 | $489.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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