Rowan County property record for 3140 Cranston Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 856 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $66,500 (Oct 2018) |
| Tax Bill | $556 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-00 00 024.00 |
| Primary APN | 059-00 00 024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 4801 |
|---|---|
| Street Address | 3140 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & .69 A+- AND 3170 CRANSTON RD KY 377 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950202 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1590 BIG BRUSHY RD, MOREHEAD, KY 40351-9194 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
| Oct 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Oct 18, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Deed Document Number | 411662 |
| Deed Book / Page | D269 / 644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 14, 2026 |
| Property Address | 3140 CRANSTON RD, MOREHEAD, KY 40351-8980 |
| Document Number | 0002050343 |
| Book / Page | 498 / 156 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20262050343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3140 CRANSTON RD, MOREHEAD, KY 40351-8980 |
| Document Number | 0002050343, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 498/156 |
| Instrument | 20262050343 |
| Name | MOREHEAD COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 3140 CRANSTON RD, MOREHEAD, KY 40351-8980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A399/439 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | A399/439 |
| Instrument | 411663 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Oct 18, 2018 |
| Property Address | 3140 CRANSTON RD, MOREHEAD, KY 40351-8980 |
| Document Number | 00D269/644 |
| Book / Page | D269 / 644 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 411662 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 STAMM LN, 95, VANCEBURG, KY 41179-8230 |
| Name | Verified Name |
|---|---|
| Address | 1590 BIG BRUSHY RD, MOREHEAD, KY 40351-9194 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556.00 (-1.77%) | $66,500 (-) Land $10,000 Building $56,500 | $66,500 (-) Land $10,000 Building $56,500 |
| 2023 | $566.00 | $66,500 Land $10,000 Building $56,500 | $66,500 Land $10,000 Building $56,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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