3140 Canal Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3140 Canal Dr, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1960
Lot Size	0.632 acres (27,526 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Feb 1996)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-7976-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-7976-9`
Alternative APNs	`32-27-16-00000-210-0900` `271632000002100900` `162732000002100900` `R351839`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,328 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	H-Shape
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,526 sqft (0.632 acres)
Lot Dimensions	275 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	152 sqft
Shed	1 Shed
Shed Area	288 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R351839
Street Address	3140 CANAL DR
City	PALM HARBOR
State	FL
Zip	34684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	W 275FT OF E 455FT OF S 100FT OF NE 1/4 OF NW 1/4
Legal Range	16E
Legal Township	27S
Legal Section	32
Legal Subdivision	W 275FT OF E 455FT OF S
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27204

Owner

3140 Canal Dr is owned by two individuals who acquired it in October 2025.

Source: Pinellas County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3140 S CANAL DR, PALM HARBOR, FL 34684-1603
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 1996 · Amount on File
Deed Sale	Feb 14, 1996 · Amount on File
Deed Book / Page	9248 / 432
Last Transfer Date	Oct 28, 2025
Transfer Doc	0233530818
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Nov 7, 2025
Property Address	3140 N CANAL DR, PALM HARBOR, FL 34684-1601
Document Number	0233530818
Book / Page	23353 / 818
Instrument Date	Oct 28, 2025
Instrument	2025315827
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3140 S CANAL DR, PALM HARBOR, FL 34684-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3140 S CANAL DR, PALM HARBOR, FL 34684-1603

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3140 N CANAL DR, PALM HARBOR, FL 34684-1601
Document Number	0207260756
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3140 S CANAL DR PALM HARBOR FL 346841603, PALM HARBOR, FL 34684-1603

Mortgage

Document Number	0207260756
Date	Oct 9, 2019
Book Page	020726/000756
Instrument	326095

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Oct 8, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Canal Dr was $1,703, up 6.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (+6.77%)	$128,709 (+2.9%)	$338,203 (-3.97%) Land $250,171 Building $88,032
2024	$1,595.00 (+2.7%) Homeowner's exemption	$125,082 (+3%)	$352,192 (-2.68%) Land $267,989 Building $84,203
2023	$1,553.00 (+3.88%) Homeowner's exemption	$121,439 (+3%)	$361,885 (+44.21%) Land $290,429 Building $71,456
2022	$1,495.00 Homeowner's exemption	$117,902	$250,938 Land $192,281 Building $58,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 Canal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	15 (1979–2021)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2021 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3140 Canal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canal Dr

All Canal Dr Property Records

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