3140 Beach Rd, Port Huron, MI 48060 Property Records

St. Clair County property record for 3140 Beach Rd, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,524 sqft · built 1960
Lot Size	0.883 acres (38,463 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-032-4015-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-032-4015-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	38,463 sqft (0.883 acres)
Lot Dimensions	200 ft deep x 165 ft wide
Garage Area	1,624 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3140 BEACH RD
City	PORT HURON
State	MI
Zip	48060-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 165 FT OF S 1493 FT OF W 233 FT OF E 1/2 OF SW 1/4 FRAC SEC 32 T7N R17E 0.88 A
Legal Range	17E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3012
Census Tract	635000

Owner

3140 Beach Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3140 BEACH RD, PORT HURON, MI 48060-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 14, 2026
Transfer Doc	0005916924
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2026
Property Address	3140 BEACH RD, PORT HURON, MI 48060-1768
Document Number	0000008195
Book / Page	5916 / 924
Instrument Date	Apr 14, 2026
Instrument	2026.8195
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3140 BEACH RD, PORT HURON, MI 48060-1768

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2026
Property Address	3140 BEACH RD, PORT HURON, MI 48060-1768
Document Number	0005916924
Book / Page	5916 / 924
Instrument Date	Apr 14, 2026
Instrument	20268195
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3140 BEACH RD, PORT HURON, MI 48060-1768

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3140 BEACH RD, PORT HURON, MI 48060-1768
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 BEACH RD, PORT HURON, MI 48060-1768

Mortgage

Document Number	0005473515
Date	Jan 10, 2022
Book Page	5473/515
Instrument	2022000705

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 24, 2021
Property Address	3140 BEACH RD, PORT HURON, MI 48060-1768
Document Number	5425168
Book / Page	5425 / 168
Instrument Date	Sep 24, 2021
Instrument	2021027091
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3140 BEACH RD, PORT HURON, MI 48060-1768

Tax Assessment & Valuation

The 2025 property tax bill for 3140 Beach Rd was $2,103 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+2.06%)	$247,200
2025	$2,103.00 (+3.04%) Homeowner's exemption	$121,100
2024	$2,041.00		$242,200
2023		$97,800
2022	$1,831.00		$195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 Beach Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Dec 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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