Hamilton County property record for 3140 Banning Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,658 sqft · built 1953 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2026) |
| Tax Bill | $3,639 (2025) |
| Deeds & Mortgages | Oct 2024 Second Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0070-0007-00 |
| Primary APN | 510-0070-0007-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 758 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 3140 BANNING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-5205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANNING RD 75 X 200.64 NS BANNING RD 263.70 FT EOF W SEC LINE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20764 |
3140 Banning Rd is owned and occupied by an individual who bought it in April 2026.
Source: Hamilton County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIFY FINANCIAL FCU |
| Apr 15, 2026 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| May 3, 2019 | Quit Claim Deed, Transfer DANA TITLE |
| Mar 15, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Jun 9, 2017 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 202628296 |
| Deed Book / Page | 15645 / 643 |
| Prior Transfer Date | Dec 30, 2014 |
| Prior Transfer Doc | 0000020068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000076164 |
|---|---|
| Date | Oct 25, 2024 |
| Book Page | 15280/1642 |
| Instrument | 2024-0076164 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90504 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 15, 2026 |
| Property Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000028296 |
| Book / Page | 15645 / 643 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.28296 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,470.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000028297, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..28297 |
| Name | UNION SAVINGS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 3, 2019 |
| Property Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000033706 |
| Book / Page | 013910 / 000370 |
| Instrument Date | Mar 30, 2019 |
| Instrument | 33706 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | DANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 BANNING RD CINCINNATI OH 452395205, CINCINNATI, OH 45239-5205 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 15, 2019 |
| Property Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000019226 |
| Book / Page | 13875 / 00224 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 2019-0019226 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | LAWYERS TITLE OF CINCINNATI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000019227 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019-0019227 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2017 |
| Property Address | 3140 BANNING RD, CINCINNATI, OH 45239-5205 |
| Document Number | 0000051614 |
| Book / Page | 013435 / 000878 |
| Instrument Date | May 19, 2017 |
| Instrument | 51614 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3140 BANNING RD CINCINNATI OH 452395205, CINCINNATI, OH 45239-5205 |
The 2025 property tax bill for 3140 Banning Rd was $3,639, up 7.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,639.00 (+7.85%) | $63,133 (-) Land $13,524 Building $49,609 | $180,380 Land $38,640 Building $141,740 |
| 2024 | $3,374.00 (-0.59%) | $63,133 (-) Land $13,524 Building $49,609 | |
| 2023 | $3,394.00 (+5.08%) | $63,133 (+28.84%) Land $13,524 Building $49,609 | $180,380 Land $38,640 Building $141,740 |
| 2022 | $3,230.00 Homeowner's exemption | $49,001 Land $12,709 Building $36,292 | |
| 2020 | $140,000 Land $36,310 Building $103,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3140 Banning Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3140 Banning Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures