3140 20th St, Elk Mound, WI 54739 Property Records

Chippewa County property record for 3140 20th St, Elk Mound, WI 54739

Property Summary

Property Type	Single Family Home
Lot Size	7.04 acres (306,662 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Aug 2010)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Aug 2019 Refinance Nov 2006 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`22810-1944-0225-0000`

Property Details

APN / Parcel Number

Primary APN	`22810-1944-0225-0000`
Alternative APN	`044 1123`

Exterior

Lot Area	306,662 sqft (7.04 acres)

Location & Zoning

Account Number	044 1123
Street Address	3140 20TH ST
City	ELK MOUND
State	WI
Zip	54739-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SE COM @ SE COR, N 734.5', W TO W LN TN RD AS BEG; W 660', N 698', E TO PT 262' W OF TN RD, S 500', E 262' TO TN RD, S
Legal Range	10W
Legal Township	28N
Legal Section	19
Jurisdiction	CHIPPEWA WI
Township / Civil Division	WHEATON
Census Block Group	2
Census Block	2051
Census Tract	10400

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Nov 17, 2006	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III
Apr 9, 2007	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III
Mar 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CREDIT UNION
Mar 30, 2006	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION III
Jun 4, 2010	Sheriff's Deed, Foreclosure · FHA Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on Record
Deed Sale	Aug 23, 2010 · Amount on Record
Prior Sale	Jun 4, 2010 · Amount on Record
Deed Document Number	784582
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891626
Date	Aug 13, 2019
Instrument	891626

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHIPPEWA COUNTY ABSTRACT AND TITLE, CHIPPEWA COUNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000729530
Date	Nov 17, 2006
Instrument	729530

Lender

Name	HOUSEHOLD FINANCE CORPORATION III
Type	Funding / Finance Company
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2036

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000734988
Date	Apr 9, 2007
Instrument	734988

Lender

Name	HOUSEHOLD FINANCE CORPORATION III
Type	Funding / Finance Company
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2037

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000957907
Date	Mar 4, 2025
Instrument	957907

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHIPPEWA COUNTY ABSTRACT AND TITLE, CHIPPEWA COUNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000718977
Date	Mar 30, 2006
Instrument	718977

Lender

Name	HOUSEHOLD FINANCE CORPORATION III
Type	Funding / Finance Company
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2036

June 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jun 4, 2010
Property Address	3140 20TH ST, ELK MOUND, WI 54739-2000
Document Number	0000781596
Instrument Date	May 17, 2010
Instrument	781596
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000781597
Date	Jun 4, 2010
Instrument	781597

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Wheaton Town
Unified School District	Elk Mound Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (+20.63%) Homeowner's exemption	$419,500 (+78.74%) Land $79,100 Building $340,400	$417,000 (+20.62%)
2023	$2,792.00 (-8.58%) Homeowner's exemption	$234,700 (-) Land $46,100 Building $188,600	$345,700 (+9.96%)
2022	$3,054.00 Homeowner's exemption	$234,700 Land $46,100 Building $188,600	$314,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
24-7 Telcom Fiber	1,000 / 1,000

May also be available: Verizon.

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