314 Wolverine Way, Richmond, KY 40475 Property Records

Madison County property record for 314 Wolverine Way, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Dec 2024)
Tax Bill	$612 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0030-0027-0081`

Property Details

APN / Parcel Number

Primary APN	`0030-0027-0081`
Alternative APN	`71395`

Exterior

Lot Area	71,438 sqft (1.64 acres)

Location & Zoning

Account Number	71395
Street Address	314 WOLVERINE WAY
City	RICHMOND
State	KY
Zip	40475-9218
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	CRUTCHER PIKE ESTS LOT 81 (1.64 ACRES)
Legal Lot Number	81
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	1
Census Block	1004
Census Tract	10101

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	204 BROME DR, NICHOLASVILLE, KY 40356-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS
Dec 16, 2024	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK RUSSELL SPRINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Deed Document Number	2014237384
Deed Book / Page	D861 / 466
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	314 WOLVERINE WAY, RICHMOND, KY 40475-9218
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WOLVERINE WAY, RICHMOND, KY 40475-9218
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2440/536
Date	Jan 23, 2026
Book Page	M2440/536
Instrument	2014313673

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank
Address	RUSSELL SPRINGS, KY 42642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 16, 2024
Property Address	314 WOLVERINE WAY, RICHMOND, KY 40475-9218
Document Number	00D861/466
Book / Page	D861 / 466
Map Reference	CAB 31 SL 366
Instrument Date	Dec 10, 2024
Instrument	2014237384
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HADEN HTS, RICHMOND, KY 40475-2568

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	204 BROME DR, NICHOLASVILLE, KY 40356-9526

Mortgage

Document Number	2014237385
Date	Dec 16, 2024
Instrument	2014237385

Lender

Name	FIRST NATIONAL BANK RUSSELL SPRINGS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 Additional exemption filed	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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