314 Windward Pl, Oldsmar, FL 34677 Property Records

Pinellas County property record for 314 Windward Pl, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 644 sqft · built 1984
Lot Size	3.53 acres (154,033 sqft)
Owner	Individual Name on Record
Last Sale	$67,250 (Jul 2017)
Tax Bill	$717 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-2044-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-2044-7`
Alternative APNs	`09-28-16-56948-000-0300` `281609569480000300` `R99228`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	154,033 sqft (3.53 acres)
View / Lot	Interior
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R99228
Street Address	314 WINDWARD PL
City	OLDSMAR
State	FL
Zip	34677-2236
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MEADOWS CONDO UNIT ONE AT EAST LAKE WOODLANDS, THE UNIT 30 TOGETHER WITH THE USE OF PARKING SPACE 30
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	MEADOWS CONDO UNIT ONE AT
Legal Tract	56948
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	27326

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 WINDWARD PL, OLDSMAR, FL 34677-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Jul 1, 2017 · Amount on Record
Deed Document Number	2017222375
Deed Book / Page	19707 / 1931
Prior Transfer Date	Feb 25, 2003
Prior Transfer Doc	1256001155
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2017
Property Address	314 WINDWARD PL, OLDSMAR, FL 34677-2236
Document Number	0197071931
Book / Page	19707 / 1931
Map Reference	MB77 PG61
Instrument Date	Jul 14, 2017
Instrument	2017222375
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GUARDIAN TITLE OF FLORIDA WE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1339 LORETTO CIR, 1339, ODESSA, FL 33556-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WINDWARD PL, OLDSMAR, FL 34677-2236

Mortgage

Document Number	2017222376
Date	Jul 18, 2017
Instrument	2017222376

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+10.65%) Homeowner's exemption	$77,775 (+5.99%)	$126,857 (+0.92%) Building $126,857
2023	$648.00 (+1.73%) Homeowner's exemption	$73,382 (+3%)	$125,702 (+38.3%) Building $125,702
2022	$637.00 Homeowner's exemption	$71,245	$90,890 Building $90,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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