314 Windley Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 314 Windley Rd, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 667 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$465,000 (Mar 2021)
Tax Bill	$6,208 (2024)
Deeds & Mortgages	May 2023 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00534990-000000`

Property Details

APN / Parcel Number

Primary APN	`00534990-000000`
Alternative APNs	`31604000534990000000` `1658499`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	667 sqft Living Area
1st Floor Area	667 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2013
Architectural Style	Mobile Home
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed/Finished Porch
Porch Area	304 sqft
Patio Area	304 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1658499
Street Address	314 WINDLEY RD
City	KEY LARGO
State	FL
Zip	33037-3035
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 5 LT 6 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR614-39 OR731-653 OR821-2406 OR1375-1563 OR1380-1874 OR1725-2001 OR2020-248 OR2962-2104 OR3082-0124 OR3227-0515
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	5
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00534990-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17825 SW 232ND ST, MIAMI, FL 33170-5424
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
May 07, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	May 07, 2019 · Amount on Record
Deed Document Number	20212308961
Deed Book / Page	3082 / 124
Record Updated	Jun 08, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 26, 2023
Property Address	314 WINDLEY RD, KEY LARGO, FL 33037-3035
Document Number	0032270515
Book / Page	3227 / 515
Map Reference	MB 4 PG 162
Instrument Date	May 24, 2023
Instrument	2419544
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17825 SW 232ND ST, MIAMI, FL 33170-5424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17825 SW 232ND ST, MIAMI, FL 33170-5424

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 17, 2021
Property Address	314 WINDLEY RD, KEY LARGO, FL 33037-3035
Document Number	0030820124
Book / Page	3082 / 124
Map Reference	MB 4 PG 162
Instrument Date	Mar 16, 2021
Instrument	2308961
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 SW 62ND AVE, 1340, MIAMI, FL 33144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17825 SW 232ND ST, MIAMI, FL 33170-5424
Investor	Possibly a Property Investor

Mortgage

Document Number	0003082126
Date	Mar 17, 2021
Instrument	3082/126

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	May 07, 2019
Property Address	314 WINDLEY RD, KEY LARGO, FL 33037-3035
Document Number	0029622104
Book / Page	002962 / 002104
Instrument Date	Apr 30, 2019
Instrument	2218809
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WINDLEY RD KEY LARGO FL 330373035, KEY LARGO, FL 33037-3035

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$686,620 (+23.9%) Land $610,095 Building $76,525	$686,620 (+23.9%) Land $610,095 Building $76,525
2024	$6,208.00 (+24.71%)
2023	$4,978.00 (+13.91%)	$554,168 (+16.56%) Land $480,600 Building $73,568	$554,168 (+16.56%) Land $480,600 Building $73,568
2022	$4,370.00	$475,437 Land $400,500 Building $74,937	$475,437 Land $400,500 Building $74,937

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 301 locations within half a mile of this property.

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