314 Wilson Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 314 Wilson Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.137 acres (5,999 sqft)
Owner	Individual Name on File
Last Sale	$232,000 (Aug 2026)
Tax Bill	$2,076 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00339.00`

Property Details

APN / Parcel Number

Primary APN	`17.00339.00`

Exterior

Architectural Style	Multi-Family
Lot Area	5,999 sqft (0.137 acres)

Location & Zoning

Street Address	314 WILSON AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-004 BLOCK-029
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EAST ST CLOUD
Legal Block	29
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5052
Census Tract	21201

Owner

314 Wilson Ave SE is owned by an individual who bought it in August 2026.

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	455 LILIUM TRL, HAMEL, MN 55340-2801
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Contract Sale, Transfer
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Jan 17, 2018	Warranty Deed, Transfer
Sep 15, 2017	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Aug 5, 2026 · Amount on File
Deed Document Number	2026484942
Record Updated	Oct 29, 2026

August 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BENTON MN
Recording Date	Aug 5, 2026
Property Address	314 WILSON AVE SE, SAINT CLOUD, MN 56304-1037
Document Number	0000484942
Instrument Date	Jul 31, 2026
Instrument	2026484942
Transaction Type	Transfer
Record Updated	Aug 20, 2026

Transaction

Amount	Amount on Record
Tax	$77,325.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 LILIUM TRL, HAMEL, MN 55340-2801

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 5, 2026
Property Address	314 WILSON AVE SE, SAINT CLOUD, MN 56304-1037
Document Number	0000484940
Instrument Date	Jul 31, 2026
Instrument	2026484940
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,325.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000484940,
Date	Aug 5, 2026
Instrument	2026484940

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 31, 2031

Interest

Max Rate	-1%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 17, 2018
Property Address	314 WILSON AVE SE, SAINT CLOUD, MN 56304-1037
Document Number	0000427381
Instrument Date	Jan 12, 2018
Instrument	427381
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 15, 2017
Property Address	314 WILSON AVE SE, SAINT CLOUD, MN 56304-1037
Document Number	0000425087
Instrument Date	Jul 26, 2017
Instrument	425087
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 314 Wilson Ave SE was $2,076, up 13.8% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,076.00 (+13.82%)	$140,900 (+8.05%) Land $25,000 Building $115,900	$140,900 (+8.05%) Land $25,000 Building $115,900
2025	$1,824.00	$130,400 Land $25,000 Building $105,400	$130,400 Land $25,000 Building $105,400
2023	$1,864.00	$128,300 Land $25,000 Building $103,300	$128,300 Land $25,000 Building $103,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Wilson Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 Wilson Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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