314 Willowood Dr, Henderson, NC 27536 Property Records

Vance County property record for 314 Willowood Dr, Henderson, NC 27536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,397 sqft · built 1973
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Sep 2026)
Tax Bill	$4,469 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0018 03002`

Property Details

APN / Parcel Number

Primary APN	`0018 03002`
Alternative APN	`1029929`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,397 sqft Finished Area
Basement Area	1,798 sqft
Unfinished Basement	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Lot Area	30,056 sqft (0.69 acres)
Lot Width	150 ft Width
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1029929
Street Address	314 WILLOWOOD DR
City	HENDERSON
State	NC
Zip	27536-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR15
Legal Description	314 WILLOWOOD DR
Legal Subdivision	MICHAEL D & DIANNA J ROBERTSON
Legal Block	03
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3007
Census Tract	960400

Owner

Source: Vance County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Aug 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20263029
Deed Book / Page	1482 / 959
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Sep 8, 2026
Property Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Document Number	0000003029
Book / Page	1482 / 959
Instrument Date	Aug 27, 2026
Instrument	20263029
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869

Mortgage

Document Number	0000003030,
Date	Sep 8, 2026
Instrument	20263030

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001473/313
Date	Jan 22, 2026
Book Page	1473/313
Instrument	262

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001436/968
Date	Aug 28, 2023
Book Page	1436/968
Instrument	3057

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 3, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1395/470
Date	Jun 8, 2021
Book Page	1395/470
Instrument	2393

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jun 11, 2020
Property Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869
Document Number	1375/1131
Book / Page	1375 / 1131
Instrument Date	Jun 10, 2020
Instrument	1892
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 TOUCHSTONE WAY, 1108, WAKE FOREST, NC 27587-3630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WILLOWOOD DR, HENDERSON, NC 27536-3869

Mortgage

Document Number	1893
Date	Jun 11, 2020
Instrument	1893

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,469.00 (-3.16%)	$327,934 (-) Land $53,130 Building $274,804	$327,934 (-) Land $53,130 Building $274,804
2025	$4,615.00 (+59.91%)	$327,934 (+94.38%) Land $53,130 Building $274,804	$327,934 (+94.38%) Land $53,130 Building $274,804
2023	$2,886.00	$168,709 Land $18,000 Building $150,709	$168,709 Land $18,000 Building $150,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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