314 Willow Ln, Shelby, NC 28150 Property Records

Cleveland County property record for 314 Willow Ln, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	820 sqft · built 1963
Lot Size	1.77 acres (77,164 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2019)
Tax Bill	$2,898 (2026)
Deeds & Mortgages	May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`18416`

Property Details

APN / Parcel Number

Primary APN	`18416`
Alternative APN	`20586001`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	820 sqft Finished Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	77,164 sqft (1.77 acres)
Lot Dimensions	202 ft deep x 382 ft wide
Porch	Porch
Porch Area	999 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	20586001
Street Address	314 WILLOW LN
City	SHELBY
State	NC
Zip	28150-5950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	WILLOW ST 5 HSES
Legal Block	3
Legal Lot Number	30
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2030
Census Tract	951000

Owner

314 Willow Ln is owned by an individual who bought it in May 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2411 N LAFAYETTE ST, SHELBY, NC 28150-2814
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	2019200026207
Deed Book / Page	1791 / 1703
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 13, 2019
Property Address	314 WILLOW LN, SHELBY, NC 28150-5950
Document Number	0017911703
Book / Page	001791 / 001703
Instrument Date	May 9, 2019
Instrument	26207
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 LANE LAFAYETTE ST SHELBY NC 28151, SHELBY, NC 28151

Tax Assessment & Valuation

The 2026 property tax bill for 314 Willow Ln was $2,898, up 1.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,898.00 (+1.26%)	$287,717 (-) Land $42,784 Building $244,933	$287,717 (-) Land $42,784 Building $244,933
2025	$2,862.00	$287,717 Land $42,784 Building $244,933	$287,717 Land $42,784 Building $244,933
2023		$43,581 Land $23,103 Building $20,478	$43,581 Land $23,103 Building $20,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Willow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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