314 Willard St, Kewanee, IL 61443 Property Records

Henry County property record for 314 Willard St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1903
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2020)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-03-155-014`

Property Details

APN / Parcel Number

Primary APN	`25-03-155-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	748 sqft Living Area
1st Floor Area	748 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	314 WILLARD ST
City	KEWANEE
State	IL
Zip	61443-3565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N60 OF S185 OF W165 & N55 OF S180 OF E75 OF W240 LOT 62 ORIG TOWN OF WETHERSFIELD CITY OF KEWANEE
Legal Subdivision	ORIG TOWN OF WETHERSFIELD
Legal Block	155
Legal Lot Number	62
Jurisdiction	HENRY IL
Township / Civil Division	WETHERSFIELD
Census Block Group	1
Census Block	1020
Census Tract	31000

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 WILLARD ST, KEWANEE, IL 61443-3565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit CBI BANK & TRUST
Jul 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK
Jan 29, 2019	Grant Deed, Transfer · Conventional with PMI QUICK LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20202004305
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	314 WILLARD ST, KEWANEE, IL 61443-3565
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007375
Date	Dec 30, 2022
Instrument	20-2207375

Lender

Name	CBI BANK & TRUST
Type	Bank
Address	BRIMFIELD, IL 61517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jul 14, 2020
Property Address	314 WILLARD ST, KEWANEE, IL 61443-3565
Document Number	0000004305
Instrument Date	Jul 10, 2020
Instrument	20-2004305
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	314 WILLARD ST, KEWANEE, IL 61443-3565

Mortgage

Document Number	0000004306
Date	Jul 14, 2020
Instrument	20-2004306

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENRY IL
Recording Date	Jan 29, 2019
Property Address	314 WILLARD ST, KEWANEE, IL 61443-3565
Document Number	0000000427
Instrument Date	Jan 19, 2019
Instrument	427
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 WILLARD ST KEWANEE IL 614433565, KEWANEE, IL 61443-3565

Mortgage

Document Number	428
Date	Jan 29, 2019
Instrument	428

Lender

Name	QUICK LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Wethersfield Township
Municipality	Kewanee City
Unified School District	Wethersfield Community Unit School District 230 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+21.9%)	$30,817 (+23.65%) Land $2,198 Building $28,619	$92,451 (+23.65%) Land $6,594 Building $85,857
2022		$24,922 Land $1,777 Building $23,145	$74,766 Land $5,331 Building $69,435
2021	$2,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1981–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services.

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