314 Wildberry Ln, Cullowhee, NC 28723 Property Records

Jackson County property record for 314 Wildberry Ln, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Oct 2020)
Tax Bill	$9,261 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7554-83-9152`

Property Details

APN / Parcel Number

Primary APN	`7554-83-9152`
Alternative APN	`180013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,177 sqft Living Area
1st Floor Area	1,961 sqft
Basement Area	1,961 sqft
Unfinished Basement	1,961 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	314 WILDBERRY LN
City	CULLOWHEE
State	NC
Zip	28723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 SUMMER HILL
Legal Subdivision	SUMMER HILL
Legal Lot Number	37
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2010
Census Tract	950800

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14875 PLUMOSA DR, JACKSONVILLE BEACH, FL 32250-2227
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage RABUN COUNTY BANK
Oct 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 14, 2017	Warranty Deed, Transfer RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Book / Page	2279 / 1343
Last Transfer Date	Nov 18, 2025
Transfer Doc	2409000789
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	314 WILDBERRY LN, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14875 PLUMOSA DR, JACKSONVILLE, FL 32250-2227

Mortgage

Document Number	0022830532
Date	Nov 13, 2020
Book Page	2283/532

Lender

Name	RABUN COUNTY BANK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Nov 13, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 12, 2020
Property Address	314 WILDBERRY LN, CULLOWHEE, NC 28723
Document Number	0022791343
Book / Page	002279 / 001343
Instrument Date	Oct 12, 2020
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4875 PLUMOSA DR JACKSONVILLE BEACH FL 32250, JACKSONVILLE BEACH, FL 32250

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 14, 2017
Property Address	314 WILDBERRY LN, CULLOWHEE, NC 28723
Document Number	0022010155
Book / Page	2201 / 155
Map Reference	PL CAB 20 SL 827
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2544 RIVERS RD NW, 2544, ATLANTA, GA 30305-3548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CUNNINGHAM PT, CUMMING, GA 30040-7831

Mortgage

Document Number	0022010158
Date	Nov 14, 2017
Book Page	2201/158

Lender

Name	RABUN COUNTY BANK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 14, 2037

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,437,271 (+81.54%) Land $441,400 Building $1,995,871
2025	$9,261.00 (+81.55%)
2023	$5,101.00	$1,342,530 Land $300,000 Building $1,042,530

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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