314 Westhampton Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 314 Westhampton Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,822 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Apr 2019)
Tax Bill	$7,397 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7022-00040-0140`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7022-00040-0140`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 WESTHAMPTON DR
City	PALM COAST
State	FL
Zip	32164-7878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 22 BLOCK 00004 LOT 0014 SUBDIVISION COMPLETION YEAR 1978 OR 130 PAGE 267 OR 801 PG 378-379-DC &ACM OR 801 PG 380 OR 954 PG 818 OR 1013 PG 991 OR 1211 PG 567 OR 1333 PG 323- OR 1379/979 OR 2010/256 OR 2057/1468 OR 2350/855
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	4
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2008
Census Tract	60210

Owner

314 Westhampton Dr is owned by two individuals who bought it in April 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6315 REUTER ST, DEARBORN, MI 48126-2270
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORPORATION
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 8, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	201914448
Deed Book / Page	2350 / 855
Prior Transfer Date	Jan 9, 2006
Prior Transfer Doc	0013790979
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	314 WESTHAMPTON DR, PALM COAST, FL 32164-7878
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 REUTER ST, DEARBORN, MI 48126-2270

Mortgage

Document Number	0026291703
Date	Nov 22, 2021
Book Page	2629/1703
Instrument	2021063861

Lender

Name	FIRST COMMONWEALTH MORTGAGE CORPORATION
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 24, 2019
Property Address	314 WESTHAMPTON DR, PALM COAST, FL 32164-7878
Document Number	0023500855
Book / Page	2350 / 0855
Map Reference	MB 8 PG 3
Instrument Date	Apr 18, 2019
Instrument	2019014448
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PIONEER TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4429 MANDARIN RIDGE CT, 4429, JACKSONVILLE, FL 32258-1467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6315 RENTER STREET, DEARBORN, MI 48126-2270

Mortgage

Document Number	2019014449
Date	Apr 24, 2019
Instrument	2019014449

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	314 WESTHAMPTON DR, PALM COAST, FL 32164-7878
Document Number	0022050672
Book / Page	002205 / 000672
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 WESTHAMPTON DR PALM COAST FL 321647878, PALM COAST, FL 32164-7878

Mortgage

Document Number	0022050672
Date	May 15, 2017
Book Page	002205/000672
Instrument	17018

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 314 Westhampton Dr was $7,397, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,397.00 (+2.48%)	$407,013 Land $56,500 Building $350,513	$407,013 Land $56,500 Building $350,513
2024	$7,218.00 (+7.01%)
2023	$6,745.00 (+5.89%)	$407,836 (+6.26%) Land $50,000 Building $357,836	$407,836 (+6.26%) Land $50,000 Building $357,836
2022	$6,370.00	$383,811 Land $46,500 Building $337,311	$383,811 Land $46,500 Building $337,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Westhampton Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Westhampton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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