314 West St, Ada, OH 45810 Property Records

Hardin County property record for 314 West St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1973
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Aug 2020)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-110110.0000`

Property Details

APN / Parcel Number

Primary APN	`25-110110.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	50 ft deep x 75 ft wide
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 WEST ST
City	ADA
State	OH
Zip	45810-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEISTANDS S 1/2 34
Legal Subdivision	HEISTANDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4006
Census Tract	402

Owner

314 West St is owned and occupied by an individual who bought it in August 2020.

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 WEST ST, ADA, OH 45810-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Jan 5, 2018 · Amount on File
Deed Document Number	20202828
Deed Book / Page	557 / 3589
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 21, 2020
Property Address	314 WEST ST, ADA, OH 45810-1243
Document Number	00557/3589
Book / Page	557 / 3589
Instrument Date	Aug 20, 2020
Instrument	202000002828
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WEST ST, ADA, OH 45810-1243

Mortgage

Document Number	202000002829
Date	Aug 21, 2020
Instrument	202000002829

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 5, 2018
Property Address	315 WEST ST, ADA, OH 45810
Document Number	00548/5003
Book / Page	548 / 5003
Instrument Date	Jan 3, 2018
Instrument	201800000049
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WEST ST, ADA, OH 45810-1243

Mortgage

Document Number	201800000050
Date	Jan 5, 2018
Instrument	201800000050

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 5, 2018
Property Address	315 WEST ST, ADA, OH 45810
Document Number	00548/5003
Book / Page	548 / 5003
Instrument Date	Jan 3, 2018
Instrument	201800000049
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WEST ST, ADA, OH 45810-1243

Mortgage

Document Number	201800000050
Date	Jan 5, 2018
Instrument	201800000050

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jan 5, 2018
Property Address	314 WEST ST, ADA, OH 45810-1243
Document Number	00548/5003
Book / Page	548 / 5003
Instrument Date	Jan 3, 2018
Instrument	201800000049
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WEST ST, ADA, OH 45810-1243
Investor	Possibly a Property Investor

Mortgage

Document Number	201800000050
Date	Jan 5, 2018
Instrument	201800000050

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 314 West St was $1,139 with a homeowner's exemption, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+1.33%)	$28,800 (-) Land $1,940 Building $26,860
2024	$1,124.00 (+0.45%) Homeowner's exemption	$28,800 (-) Land $1,940 Building $26,860
2023	$1,119.00 (-1.67%) Homeowner's exemption	$28,800 (+13.07%) Land $1,940 Building $26,860	$82,280 Land $5,540 Building $76,740
2022	$1,138.00 Homeowner's exemption	$25,470 Land $1,880 Building $23,590
2020			$72,770 Land $5,370 Building $67,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies, Watch TV.

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