314 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 314 Watson St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,395 sqft · built 1933
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Apr 2014)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-375-033-000`

Property Details

APN / Parcel Number

Primary APN	`001-375-033-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Architectural Style	Other
Construction Type	Wood
Lot Area	6,300 sqft (0.144 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	314 WATSON ST
City	MONTEREY
State	CA
Zip	93940-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLS ACT
Legal Subdivision	SEVERANCE MAP STRUVE SUB
Legal Block	67
Legal Lot Number	26
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	12700

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 WATSON ST, MONTEREY, CA 93940-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2014 · Amount on Record
Deed Sale	Apr 23, 2014 · Amount on Record
Prior Sale	Sep 10, 2009 · Amount on Record
Deed Document Number	2014018048
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	314 WATSON ST, MONTEREY, CA 93940-2222
Document Number	0000003532
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WATSON ST MONTEREY CA 939402222, MONTEREY, CA 93940-2222

Mortgage

Document Number	0000003532
Date	Jan 19, 2021
Instrument	3532

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,012.00 (+27.52%) Homeowner's exemption	$250,000 (+16.82%) Land $150,000 Building $100,000
2023	$2,362.00 (-14.61%) Homeowner's exemption	$214,000 Land $128,000 Building $86,000
2022	$2,766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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