314 Watson St, Lodi, CA 95240 Property Records

San Joaquin County property record for 314 Watson St, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,447 sqft · built 1945
Lot Size0.166 acres (7,250 sqft)
OwnerIndividual Name on Record
Last Sale$379,000 (Nov 2025)
Tax Bill$5,725 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN047-240-040-000

Property Details

APN / Parcel Number

Primary APN047-240-040-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,447 sqft Living Area

Exterior

Year BuiltBuilt 1945
Architectural StyleOther
Construction TypeWood
Lot Area7,250 sqft (0.166 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address314 WATSON ST
CityLODI
StateCA
Zip95240-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal DescriptionCITY/MUNI/TWP:LODI SUBD:NEWZELL SUBDIVISION MAP REF:MB 047 PG 24
Legal SubdivisionNEWZELL SUBDIVISION
Legal Block65
Legal Lot Number4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1002
Census Tract4403

Owner

Source: San Joaquin County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address314 WATSON ST, LODI, CA 95240-4826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleNov 29, 2000 · Amount on Record
Deed Document Number2025-106315
Record UpdatedJun 8, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 24, 2025
Property Address314 WATSON ST, LODI, CA 95240-4826
Document Number0000106315
Map ReferenceVOL 11 PG 69
Instrument DateNov 21, 2025
Instrument2025-106315
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 WATSON ST, LODI, CA 95240-4826

Mortgage

Document Number0000106316
DateNov 24, 2025
Instrument2025-106316
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,725.00 (+1.94%) Homeowner's exemption$238,488 (+4.04%) Land $59,085 Building $179,403
2023$5,616.00 (+0.99%) Homeowner's exemption$229,230 Land $56,792 Building $172,438
2022$5,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

Nearby Properties on Watson St

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