314 Waterside Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 314 Waterside Dr, Grover, MO 63040

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,260 sqft · built 1987
Lot Size	0.029 acres (1,259 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2020)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24U-53-0594`

Property Details

APN / Parcel Number

Primary APN	`24U-53-0594`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	1,259 sqft (0.029 acres)
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 WATERSIDE DR
City	WILDWOOD
State	MO
Zip	63040-1617
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MDX
Legal Description	HARBORS AT LAKE CHESTERFIELD PLAT FOUR A SEC OF THE VILLAGES AT LAKE CHESTERFIELD CONDO THE 2ND AMD B LDG D UNIT 23 1.72539% IN COMMON ELEMENTS 8376 2497 8 5 88
Legal Subdivision	HARBORS AT LAKE CHESTERFIELD PLAT FOUR A
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	3
Census Block	3000
Census Tract	221506

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	314 WATERSIDE DR, WILDWOOD, MO 63040-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Nov 30, 2011 · Amount on Record
Deed Document Number	2020701
Deed Book / Page	24436 / 5856
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	0194731727
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 13, 2020
Property Address	314 WATERSIDE DR, GROVER, MO 63040-1617
Document Number	0244365856
Book / Page	24436 / 5856
Map Reference	MB 273 PG 30
Instrument Date	Oct 20, 2020
Instrument	2020111300701
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 469, GROVER, MO 63040-0469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WATERSIDE DR, WILDWOOD, MO 63040-1617

Mortgage

Document Number	2020111300702
Date	Nov 13, 2020
Instrument	2020111300702

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,510 (-) Land $10,530 Building $28,980	$207,900 (-) Land $55,400 Building $152,500
2025	$2,693.00 (+5.57%)	$39,510 (+7.69%) Land $10,530 Building $28,980	$207,900 (+7.66%) Land $55,400 Building $152,500
2024	$2,551.00 (+0.08%)
2023	$2,549.00	$36,690 Land $9,580 Building $27,110	$193,100 Land $50,400 Building $142,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20