314 Watchgate Way, Townsend, DE 19734 Property Records

New Castle County property record for 314 Watchgate Way, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,898 sqft · built 2006
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$434,000 (Oct 2020)
Tax Bill$5,243 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-013.31-060

Property Details

APN / Parcel Number

Primary APN14-013.31-060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,898 sqft Living Area
1st Floor Area2,133 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address314 WATCHGATE WAY
CityTOWNSEND
StateDE
Zip19734-2877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionODESSA NATIONAL WATCHGATE
Legal Lot Number27
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3003
Census Tract16808

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address314 WATCHGATE WAY, TOWNSEND, DE 19734-2877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed, Transfer · Conventional Mortgage
ACRE MORTGAGE & FINANCIAL INC
Jan 23, 2020Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleFeb 5, 2015 · Amount on Record
Deed Document Number202089082
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateOct 13, 2020
Property Address314 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Document Number0000089082
Map ReferenceDOC 20010125-0005362
Instrument DateSep 30, 2020
Instrument20201013-0089082
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address314 WATCHGATE WAY, TOWNSEND, DE 19734-2877

Mortgage

Document Number0000089086
DateOct 13, 2020
Instrument20201013-0089086
Lender
NameACRE MORTGAGE & FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address314 WATCHGATE WAY, TOWNSEND, DE 19734-2877
Document Number0000016993
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 WATCHGATE WAY TOWNSEND DE 197342877, TOWNSEND, DE 19734-2877

Mortgage

Document Number0000016993
DateMar 2, 2020
Instrument16993
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 1, 2060
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,243.00 (+0.17%)$651,300 (+359.63%) Land $92,600 Building $558,700
2024$549,720
2023$5,234.00$141,700 Land $15,900 Building $125,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber
980 / 880

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