Allegan County property record for 314 Washington St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 1972 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Oct 2016) |
| Tax Bill | $2,989 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-700-013-00 |
| Primary APN | 54-700-013-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 118 ft deep x 62 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 314 WASHINGTON ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 13 RAVEN'S ADDITION. |
| Legal Subdivision | RAVENS ADD |
| Legal Lot Number | 13 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 31800 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 WASHINGTON ST, OTSEGO, MI 49078-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on Record |
| Deed Sale | Oct 12, 2016 · Amount on Record |
| Deed Book / Page | 4075 / 514 |
| Record Updated | Oct 29, 2026 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,500 (+33.97%) Land $10,100 Building $94,400 | $209,000 (+33.97%) Land $20,200 Building $188,800 | |
| 2025 | $2,989.00 (+26.98%) | ||
| 2023 | $78,000 Land $5,100 Building $72,900 | $156,000 Land $10,200 Building $145,800 | |
| 2022 | $2,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET, T-Mobile.
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