314 Waite St, Gary, IN 46404 Property Records

Lake County property record for 314 Waite St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 875 sqft · built 1949
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Dec 2024)
Tax Bill	$970 (2024)
Deeds & Mortgages	May 2023 Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0315-0012`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0315-0012`
Alternative APNs	`45-08-06-279-012.000-004` `254203150012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Basement Area	875 sqft

Exterior

Year Built	Built 1949
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0315-0012
Old Parcel Number	254203150012
Street Address	314 WAITE ST
City	GARY
State	IN
Zip	46404-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L.I. COMBS & SONS 3RD SUB. ALL L.12 BL.4
Legal Subdivision	L I COMBS & SONS 03
Legal Block	4
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1006
Census Tract	10203

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 WAITE ST, GARY, IN 46404-1069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Negative Amortization RAMZAN DHANJI LIVING TRUST
Jan 11, 2023	Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Jan 11, 2023
Deed Document Number	0000042870
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	314 WAITE ST, GARY, IN 46404-1069
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013009
Date	May 3, 2023
Instrument	2023-513009

Lender

Name	RAMZAN DHANJI LIVING TRUST
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	10 Months
Due	Mar 5, 2024

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Jan 11, 2023
Property Address	314 WAITE ST, GARY, IN 46404-1069
Document Number	0000001048
Map Reference	MB 27 PG 96
Instrument Date	Jan 5, 2023
Instrument	2023-501048
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,500 (+274.63%) Land $6,600 Building $118,900	$125,500 (+274.63%) Land $6,600 Building $118,900
2024	$970.00 (+20.2%)
2023		$33,500 (+6.35%) Land $6,700 Building $26,800	$33,500 (+6.35%) Land $6,700 Building $26,800
2022	$807.00	$31,500 Land $4,000 Building $27,500	$31,500 Land $4,000 Building $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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