Ocean County and Lacey Township property record for 314 Wainwright St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 652 sqft · built 1940 |
| Lot Size | 0.042 acres (1,815 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,500 (Sep 2024) |
| Tax Bill | $3,594 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01434-0000-00035 |
| Primary APN | 13-01434-0000-00035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 652 sqft Living Area |
| Gross Area | 1,295 sqft |
| 1st Floor Area | 652 sqft |
| Basement Area | 643 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,815 sqft (0.042 acres) |
| Lot Width | 75 ft Width |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00094130 |
|---|---|
| Street Address | 314 WAINWRIGHT ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75 X IRR AVG 36 |
| Legal Subdivision | PROPERTY/BARNEGAT PINES REALTY |
| Legal Block | 1434 |
| Legal Lot Number | 35 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 732003 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 WAINWRIGHT ST, FORKED RIVER, NJ 08731-2651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF FLORIDA |
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Prior Sale | Apr 13, 2005 · Amount on Record |
| Deed Document Number | 202466053 |
| Deed Book / Page | 19784 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 314 WAINWRIGHT ST, FORKED RIVER, NJ 08731-2651 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 314 WAINWRIGHT ST, FORKED RIVER, NJ 08731-2651 |
| Document Number | 0202521223 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 20252/1223 |
| Instrument | 2026002221 |
| Name | CITIZENS BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 314 WAINWRIGHT ST, FORKED RIVER, NJ 08731-2651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0194030078 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 19403/78 |
| Instrument | 2023043834 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 314 WAINWRIGHT ST, FORKED RIVER, NJ 08731-2651 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0189961382 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 18996/1382 |
| Instrument | 2022046642 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,400 (-) Land $54,000 Building $77,400 | $131,400 (-) Land $54,000 Building $77,400 | |
| 2025 | $3,594.00 (+24.88%) | $131,400 (+15.67%) Land $54,000 Building $77,400 | $131,400 (+15.67%) Land $54,000 Building $77,400 |
| 2024 | $2,878.00 (+11.98%) | ||
| 2023 | $113,600 Land $54,000 Building $59,600 | $113,600 Land $54,000 Building $59,600 | |
| 2022 | $2,570.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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