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314 W Summit St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 314 W Summit St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,485 sqft · built 1920
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$354,000 (Nov 2021)
Tax Bill$15,116 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-09-20-300-004

Property Details

APN / Parcel Number

Primary APN09-09-20-300-004
Alternative APN
  • 0920300004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,485 sqft Living Area
Basement Area990 sqft
Unfinished Basement990 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions165 ft deep x 60 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address314 W SUMMIT ST
CityANN ARBOR
StateMI
Zip48103-3252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionW 60 FT LOT 8 BLK 13 HISCOCKS ADDN
Legal Range06E
Legal Township02S
Legal Section20
Legal SubdivisionHISCOCKS ADD
Legal Block13
Legal Lot Number8
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group1
Census Block1012
Census Tract403200

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address809 DANIEL ST, ANN ARBOR, MI 48103-3211
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ANN ARBOR
Nov 9, 2021Deed, Transfer
AMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Deed Document Number20216621988
Deed Book / Page5455 / 187
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address314 W SUMMIT ST, ANN ARBOR, MI 48103-3252
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 DANIEL ST, ANN ARBOR, MI 48103-3211

Mortgage

Document Number0006621394
DateNov 4, 2021
Book Page5454/592
Instrument6621394
Lender
NameBANK OF ANN ARBOR
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHTENAW MI
Recording DateNov 9, 2021
Property Address314 W SUMMIT ST, ANN ARBOR, MI 48103-3252
Document Number0006621988
Book / Page5455 / 187
Instrument DateOct 26, 2021
Instrument6621988
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TTL CO OF WASHTENAW

Transaction

AmountAmount Recorded
Tax$3,044.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address314 W SUMMIT ST, ANN ARBOR, MI 48103-3252

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,700 (+9.49%)$537,400 (+9.49%)
2025$15,116.00 (+11.46%)$245,400$490,800
2023$13,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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