314 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 314 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,410 sqft · built 1926
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$636,314 (May 2024)
Tax Bill	$11,682 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-303-031`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-303-031`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	969 sqft
Finished Basement	969 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	119 sqft
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	314 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODLAND PARK SUB LOT 305, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODLAND PARK SUB
Legal Lot Number	305
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1005
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 6TH AVE, 3I, BROOKLYN, NY 11215-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	202460988
Deed Book / Page	59395 / 898
Prior Transfer Date	Jan 17, 2014
Prior Transfer Doc	0000014238
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	314 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W MAPLEHURST ST, FERNDALE, MI 48220-2712

Mortgage

Document Number	0000120191
Date	May 6, 2021
Book Page	56196/273
Instrument	120191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2018
Property Address	314 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Document Number	0000154887
Book / Page	52199 / 00709
Map Reference	LB 11 PG 12
Instrument Date	Sep 12, 2018
Instrument	154887
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,663.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 W MAPLEHURST ST, 314, FERNDALE, MI 48220-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W MAPLEHURST ST, FERNDALE, MI 48220-2712

Mortgage

Document Number	0000154888
Date	Sep 20, 2018
Instrument	154888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	314 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Document Number	0000093748
Book / Page	050660 / 000786
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 W MAPLEHURST ST FERNDALE MI 482202712, FERNDALE, MI 48220-2712

Mortgage

Document Number	0000093748
Date	May 11, 2017
Book Page	050660/000786
Instrument	93748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,682.00 (+10.89%) Homeowner's exemption	$243,390 (+23.4%)	$486,780 (+23.4%)
2024	$10,535.00 (+5.68%)
2023		$197,240	$394,480
2021	$9,969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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