314 W Main St, Madison, OH 44057 Property Records

Lake County property record for 314 W Main St, Madison, OH 44057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1870
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Nov 2004)
Tax Bill	$101 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-A-008-0-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`02-A-008-0-00-001-0`
Alternative APN	`B 102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	620 sqft
Basement Area	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Depth	340 ft Depth
Garage Area	160 sqft
Porch	Open Frame Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 MAIN ST
City	MADISON
State	OH
Zip	44057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GBUS
Legal Description	LOT 31 TRACT 1
Legal Subdivision	HARVEY
Legal Tract	1
Legal Block	1
Legal Lot Number	31
Jurisdiction	LAKE OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1001
Census Tract	206100

Owner

314 W Main St is owned by an individual who acquired it in April 2007.

Source: Lake County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	314 W MAIN ST, MADISON, OH 44057-3132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Prior Sale	Jan 28, 1985
Deed Document Number	200454078
Last Transfer Date	Apr 12, 2007
Transfer Doc	0000028713
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	314 W MAIN ST, MADISON, OH 44057-3132
Document Number	0000017948
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W MAIN ST MADISON OH 440573132, MADISON, OH 44057-3132

Mortgage

Document Number	0000017948
Date	Aug 1, 2019
Instrument	17948

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	420 Months
Due	Jul 31, 2054

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 314 W Main St was $101.

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Madison Township
Municipality	Madison Village
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$101.00	$56,900 Land $13,740 Building $43,160	$162,580 Land $39,260 Building $123,320
2023	$4,841.00 (+79.16%) Homeowner's exemption	$47,030 (-) Land $11,450 Building $35,580
2022	$2,702.00 Homeowner's exemption	$47,030 Land $11,450 Building $35,580
2021			$134,380 Land $32,720 Building $101,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 W Main St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20