314 W Clay St, Gerald, MO 63037 Property Records

Franklin County property record for 314 W Clay St, Gerald, MO 63037

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,240 sqft · built 1950
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Tax Bill$944 (2025)
Flood ZoneZone X (minimal risk)
APN25-1-11.0-4-001-095.000

Property Details

APN / Parcel Number

Primary APN25-1-11.0-4-001-095.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address314 W CLAY ST
CityGERALD
StateMO
Zip63037-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:PT3&PT4 SCRIVNERS ADDN
Legal Range4W
Legal Township42N
Legal Section11
Legal SubdivisionSCRIVNERS
Legal Lot Number3
JurisdictionFRANKLIN MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1029
Census Tract800502

Owner

314 W Clay St is owned by two individuals who acquired it in November 2022.

Source: Franklin County records, as of November 11, 2025

Owner of Record2 Individual Names on File
Mailing Address7828 HIGHWAY H, GERALD, MO 63037-2838
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2022
Deed SaleNov 18, 2022
Prior SaleNov 18, 2022
Deed Document Number202217519
Prior Transfer DateJul 15, 2014
Prior Transfer Doc0000009195
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 314 W Clay St was $944.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityGerald City
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$944.00$14,693$77,330 Land $12,480 Building $64,850
2023$805.00 (-0.62%)$13,914$73,230 Land $12,480 Building $60,750
2022$810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 W Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 W Clay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERALD PWS
serves 1,383 people · EPA ID MO6010303
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Wave Internet Technologies
Fixed Wireless
100 / 100
FireServe
Fixed Wireless · not low latency
100 / 50

May also be available: Wisper ISP.

Nearby Properties on W Clay St

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