Houston County property record for 314 W Cedar St, Houston, MN 55943
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,024 sqft · built 1948 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,500 (Mar 2021) |
| Tax Bill | $2,132 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2021 Sale & Refinance + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 24.0148.000 |
| Primary APN | 24.0148.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 512 sqft |
| Finished Basement | 512 sqft |
| Unfinished Basement | 512 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Gas |
| Street Address | 314 W CEDAR ST |
|---|---|
| City | HOUSTON |
| State | MN |
| Zip | 55943-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-104 RANGE-006 MONS ANDERSONS ADTN HOUSTON BLOCK-023 W 90 FT OF N 90 FT - BLK 23 MONS ANDERSON'S ADD DOC 221953; D |
| Legal Range | 06 |
| Legal Township | 104 |
| Legal Section | 33 |
| Legal Subdivision | MONS ANDERSONS ADTN HOUSTON |
| Legal Block | 23 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 20300 |
Source: Houston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ALTRA FEDERAL CREDIT UNION |
| Mar 12, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance MERCHANTS BANK NA |
| Mar 12, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MERCHANTS BANK NA |
| Mar 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Mar 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Mar 10, 2020 · Amount on Record |
| Deed Document Number | 2021301942 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 000A301941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A296360 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | A296360 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Mar 12, 2021 |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A301942 |
| Instrument Date | Mar 11, 2021 |
| Instrument | A301942 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A301943 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | A301943 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Mar 12, 2021 |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A301941 |
| Instrument Date | Feb 10, 2021 |
| Instrument | A301941 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A301943 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | A301943 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Mar 10, 2020 |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A297368 |
| Instrument Date | Mar 5, 2020 |
| Instrument | A297368 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Mar 10, 2020 |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A297369 |
| Instrument Date | Mar 5, 2020 |
| Instrument | A297369 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON MN |
| Recording Date | Apr 10, 2017 |
| Property Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 000A287441 |
| Instrument Date | Apr 6, 2017 |
| Instrument | A287441 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 314 W CEDAR ST, HOUSTON, MN 55943-8656 |
| Document Number | 0000287442 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 287442 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2027 |
Source: Houston County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Houston City |
| Unified School District | Houston Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,132.00 Homeowner's exemption | $138,000 (+13.67%) Land $26,100 Building $111,900 | $138,000 (+13.67%) Land $26,100 Building $111,900 |
| 2025 | $2,132.00 (-0.56%) | ||
| 2023 | $2,144.00 Homeowner's exemption | $121,400 Land $14,900 Building $106,500 | $121,400 Land $14,900 Building $106,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1990–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Houston serves 997 people · EPA ID MN1280005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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