Florence County property record for 314 W Cedar St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1930 |
| Lot Size | 0.424 acres (18,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $159,789 (Jan 2026) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90075-10-011 |
| Primary APN | 90075-10-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,500 sqft (0.424 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 314 W CEDAR ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CEDAR LT B |
| Legal Subdivision | ROBERT LIMA |
| Legal Lot Number | 14 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1000 |
314 W Cedar St is owned by a company that bought it in January 2026.
Source: Florence County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 3, 2019 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Jun 28, 2023 · Amount on File |
| Deed Document Number | 2026607 |
| Deed Book / Page | 1195 / 1051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Document Number | 0009931888 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 993/1888 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Document Number | 0009281739 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 928/1739 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jan 14, 2026 |
| Property Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Document Number | DMA11951051 |
| Book / Page | DMA1195 / 1051 |
| Map Reference | MB 84 PG 108 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 2026000607 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Document Number | DMA11951055 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | DMA1195/1055 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | May 3, 2019 |
| Property Address | 314 W CEDAR ST, FLORENCE, SC 29501-5103 |
| Document Number | 0000006022 |
| Book / Page | 000795 / 000524 |
| Instrument Date | May 2, 2019 |
| Instrument | 6022 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.70 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 W CEDAR ST FLORENCE SC 295015103, FLORENCE, SC 29501-5103 |
| Document Number | 6023 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 000795/000529 |
| Instrument | 6023 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2049 |
The 2025 property tax bill for 314 W Cedar St was $857, up 17.7% from the year before.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857.00 (+17.72%) | $7,098 (-) Land $280 Building $6,818 | $177,459 (-) Land $7,000 Building $170,459 |
| 2024 | $728.00 (+38.14%) | $7,098 (-99.84%) Land $280 Building $6,818 | $177,459 (-98.4%) Land $7,000 Building $170,459 |
| 2023 | $527.00 (+4.98%) Homeowner's exemption | $4,439,047 (+99,901.06%) Land $280,000 Building $4,159,047 | $11,097,619 (+9,900.02%) Land $700,000 Building $10,397,619 |
| 2022 | $502.00 Homeowner's exemption | $4,439 Land $280 Building $4,159 | $110,976 Land $7,000 Building $103,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 314 W Cedar St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1985–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 W Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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