314 W 5th St, Flint, MI 48502 Property Records

Genesee County property record for 314 W 5th St, Flint, MI 48502

Property Summary

Property Type	Commercial
Details	1 ba · 4,052 sqft · built 1925
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Dec 2025)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-18-161-010`

Property Details

APN / Parcel Number

Primary APN	`41-18-161-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	4,052 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	156 ft deep x 77.8 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 W 5TH ST
City	FLINT
State	MI
Zip	48502-1034
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DE
Legal Description	A PAR OF LAND IN SEC 7, INDIAN RESERVATION OF ELEVEN SECTIONS AT AND NEAR, THE GRAND TRAVERSE ON FLINT RIVER DESC AS FOLL:
Legal Subdivision	INDIAN RESERVATION
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2002
Census Tract	2800

Owner

314 W 5th St, a commercial property, is owned by two individuals who bought it in December 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1489 ROSE CENTER RD, FENTON, MI 48430-8513
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer LOYAL TITLE, ROYAL TITLE
Nov 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK
Nov 12, 2021	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC
Nov 12, 2021	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202525088
Prior Transfer Date	Feb 11, 2000
Prior Transfer Doc	0000011279
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 1, 2025
Property Address	314 W 5TH ST, FLINT, MI 48502-1034
Document Number	0000025088
Map Reference	MB 14 PG 2
Instrument Date	Nov 26, 2025
Instrument	202512010025088
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	LOYAL TITLE, ROYAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2838 PLEASANT VALLEY RD, BRIGHTON, MI 48114-9226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 ROSE CENTER RD, FENTON, MI 48430-8513

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	314 W 5TH ST, FLINT, MI 48502-1034
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085866
Date	Nov 4, 2021
Instrument	202111040085866

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 12, 2021
Property Address	314 W 5TH ST, FLINT, MI 48502-1034
Document Number	0000087700
Map Reference	MB 14 PG 2
Instrument Date	Oct 29, 2021
Instrument	202111120087700
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$2,511.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6360 BELSAY RD, 6360, GRAND BLANC, MI 48439-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 PLEASANT VALLEY ROAD, WEST BLOOMFIELD, MI 48323

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 12, 2021
Property Address	314 W 5TH ST, FLINT, MI 48502-1034
Document Number	0000087699
Map Reference	MB 14 PG 2
Instrument Date	Jun 24, 2021
Instrument	202111120087699
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$412.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 VINE ST STE 811, 630, CINCINNATI, OH 45202-2441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6360 BELSAY RD, GRAND BLANC, MI 48439-9785

Tax Assessment & Valuation

The 2025 property tax bill for 314 W 5th St was $7,260, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-21.45%)	$200,000 (-21.45%)
2025	$7,260.00 (+2.1%)	$127,300	$254,600
2024	$7,111.00
2023		$93,900	$187,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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