Lafayette County property record for 314 Thacker Loop, Oxford, MS 38655 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,457 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2020) |
| Tax Bill | $1,246.00 (2025) |
| Primary APN | 147Z-36-022.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,457 sqft Living Area |
| 1st Floor | 1,363 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 141 ft x 70 ft Depth x Width |
| Patio Area | 144 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 7774 |
|---|---|
| Street Address | 314 THACKER LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-5947 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT #86 THACKER HEIGHTS PREV APN: 096 -36-021 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 36 |
| Legal Subdivision | THACKER HEIGHTS |
| Legal Lot Number | 86 |
| Jurisdiction | LAFAYETTE MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 950504 |
Source: Lafayette County records · APN 147Z-36-022.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FNB OXFORD BANK |
| Dec 09, 2020 | Deed of Trust, Mortgage · Line of Credit FNB OXFORD BANK |
| Sep 15, 2025 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on Record |
| Deed Sale | Sep 23, 2020 · Amount on Record |
| Deed Doc Number | 20209088 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0202508436 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Document Number | 0020261842 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-1842 |
| Name | FNB OXFORD BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202011842 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 202011842 |
| Name | FNB OXFORD BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 15, 2025 |
| Property Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Document Number | 0202508436 |
| Map Reference | CAB A SL 45 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-08436 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5386 HIGHWAY 32, WATER VALLEY, MS 38965-6084 |
| Name | Verified Name |
|---|---|
| Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 23, 2020 |
| Property Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Document Number | 0202009088 |
| Map Reference | CAB A SL 45 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 202009088 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3353 COURT DR, HORN LAKE, MS 38637-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 314 THACKER LOOP, OXFORD, MS 38655-5947 |
| Document Number | 0202009090 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 202009090 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,246.00 (+21.68%) Homeowner's exemption | $11,888 (+18.56%) | $118,880 (+18.56%) Land $30,000 Building $88,880 |
| 2024 | $1,024.00 (+1.99%) Homeowner's exemption | $10,027 (-) | $100,270 (-) Land $30,000 Building $70,270 |
| 2023 | $1,004.00 Homeowner's exemption | $10,027 | $100,270 Land $30,000 Building $70,270 |
314 Thacker Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Lafayette County (28071C), updated March 24, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 61st percentile of exposed land nationally · 77th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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