Berks County property record for 314 Summit Ave, West Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1929 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Aug 2025) |
| Tax Bill | $1,482 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-58-74-4225 |
| Primary APN | 5306-58-74-4225 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 912 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18653075 |
|---|---|
| Street Address | 314 SUMMIT AVE |
| City | WEST READING |
| State | PA |
| Zip | 19611-2075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 74 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 2900 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 7, 2025 | Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Dec 2, 2020 | Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Apr 25, 2017 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2020 · Amount on Record |
| Deed Document Number | 202523794 |
| Prior Transfer Date | Jun 5, 2000 |
| Prior Transfer Doc | 3205001868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 7, 2025 |
| Property Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000023794 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 2025023794 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | STRIVE SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000023795 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2025023795 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 2, 2020 |
| Property Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000045919 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020045919 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | SAFEGUARD PROP TRANSFER INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000045920 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020045920 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 25, 2017 |
| Property Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000014649 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017014649 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 SUMMIT AVE, WEST READING, PA 19611-2075 |
| Document Number | 0000014650 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2017014650 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,482.00 (+6.7%) | $52,500 (-) Land $15,000 Building $37,500 | $15,000 (-71.43%) Land $15,000 |
| 2024 | $1,389.00 | $52,500 Land $15,000 Building $37,500 | |
| 1994 | $52,500 Land $15,000 Building $37,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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