314 Summer Haven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 314 Summer Haven Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,719 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$200,170 (Sep 2000)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A983000018`

Property Details

APN / Parcel Number

Primary APN	`A983000018`
Alternative APN	`3-157D-7709-00-0197.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	4,501 sqft
1st Floor Area	1,529 sqft
Basement Area	1,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	A983000018
Street Address	314 SUMMER HAVEN CT
City	O FALLON
State	MO
Zip	63368-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FIELDSTONE FARMS #1 LOT 197
Legal Subdivision	FIELDSTONE FARMS #1
Legal Lot Number	197
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4030
Census Tract	311151

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 26, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2000 · Amount on Record
Deed Sale	Sep 19, 2000 · Amount on Record
Deed Document Number	200057350
Deed Book / Page	2442 / 1454
Last Transfer Date	Feb 16, 2026
Transfer Doc	0000009004
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090

Mortgage

Document Number	0000031070
Date	Apr 8, 2021
Instrument	2021R-031070

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 26, 2026
Property Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Document Number	0000009004
Map Reference	MB 34 PG 65
Instrument Date	Feb 16, 2026
Instrument	2026R-009004
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMER HAVEN CT, O FALLON, MO 63368-8090

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,701 (-)	$440,531 (-) Land $80,000 Building $360,531
2025	$5,326.00	$83,701 (+7.75%)	$440,531 (+7.75%) Land $80,000 Building $360,531
2023		$77,684
2022			$408,861 Land $60,000 Building $348,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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