314 Summer Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 314 Summer Ave, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	2,937 sqft · built 1882
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2026)
Tax Bill	$14,384 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-00577-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-00577-0000-00010`
Alternative APN	`140057700010`

Interior

Stories	2 Stories
Building Area	2,937 sqft Living Area

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	140057700010
Street Address	314 SUMMER AVE
City	NEWARK
State	NJ
Zip	07104-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X150
Legal Block	577
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2004
Census Tract	9300

Owner

314 Summer Ave is owned and occupied by an individual who bought it in June 2026.

Source: Essex County and Newark City records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 31, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FNDG
Sep 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LUIS A A TORRES
Apr 15, 2019	Grant Deed, Construction Loan · Construction Mortgage HAYMARKET INS CO
Sep 6, 2018	Grant Deed, Construction Loan · Construction Mortgage TNT FL HLDGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202638666
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000034381
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 10, 2026
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Document Number	0000038666
Instrument Date	May 22, 2026
Instrument	202638666
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMER AVE, NEWARK, NJ 07104-2868

Mortgage

Document Number	0000038670,
Date	Jun 10, 2026
Instrument	202638670

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 31, 2020
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Document Number	0000071669
Instrument Date	Jul 22, 2020
Instrument	71669
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMER AVE NEWARK NJ 071042868, NEWARK, NJ 07104-2868

Mortgage

Document Number	71670
Date	Jul 31, 2020
Instrument	71670

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Document Number	0000071670
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUMMER AVE NEWARK NJ 071042868, NEWARK, NJ 07104-2868

Mortgage

Document Number	0000071670
Date	Jul 31, 2020
Instrument	71670

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 4, 2019
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Instrument Date	Aug 29, 2019
Instrument	83101
Transaction Type	Construction Loan
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	776 LAKE ST NEWARK NJ 071042220, NEWARK, NJ 07104-2220

Mortgage

Document Number	0000083101
Date	Sep 4, 2019
Instrument	83101

Lender

Name	LUIS A A TORRES
Address	203 N 11TH ST, NEWARK, NJ 07107-1223

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2020

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 15, 2019
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Document Number	0000034381
Instrument Date	Mar 29, 2019
Instrument	34381
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	474 RIDGE ST NEWARK NJ 07104, NEWARK, NJ 07104

Mortgage

Document Number	34383
Date	Apr 15, 2019
Instrument	34383

Lender

Name	HAYMARKET INS CO
Address	OMAHA, NE 68102

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 6, 2018
Property Address	314 SUMMER AVE, NEWARK, NJ 07104-2868
Document Number	0000077561
Instrument Date	Aug 16, 2018
Instrument	77561
Transaction Type	Construction Loan
Record Updated	Dec 11, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	678 PEACH TREE LN FRANKLIN LAKES NJ 074172335, FRANKLIN LAKES, NJ 07417-2335

Mortgage

Document Number	77564
Date	Sep 6, 2018
Instrument	77564

Lender

Name	TNT FL HLDGS LLC
Address	KINNELON, NJ 07405

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 5, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 314 Summer Ave was $14,384, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,700 (-) Land $30,700 Building $329,000	$359,700 (-) Land $30,700 Building $329,000
2025	$14,384.00 (+5.15%)	$359,700 Land $30,700 Building $329,000	$359,700 Land $30,700 Building $329,000
2024	$13,679.00
2023		$359,700 Land $30,700 Building $329,000	$359,700 Land $30,700 Building $329,000
2022	$13,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Summer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 Summer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile, Xfinity.

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