Adams County property record for 314 Sumac St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.67 acres (29,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Jun 2020) |
| Tax Bill | $3,104 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 180069907300 |
| Primary APN | 180069907300 |
|---|
| Lot Area | 29,280 sqft (0.67 acres) |
|---|
| Street Address | 314 SUMAC ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 3 BRIARWOOD SUB SECOND ADDN LOTS 5 & 6 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 17 |
| Legal Subdivision | BRIARWOOD SUB SECOND ADD |
| Legal Block | 3 |
| Legal Lot Number | 6,5 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 10302 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 SUMAC ST, PAYSON, IL 62360-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Jun 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 20205378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 314 SUMAC ST, PAYSON, IL 62360-1135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R05650 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019R-05650 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jun 24, 2020 |
| Property Address | 314 SUMAC ST, PAYSON, IL 62360-1135 |
| Document Number | 2020R05378 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2020R-05378 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 SUMAC ST, PAYSON, IL 62360-1135 |
| Document Number | 2020R05379 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020R-05379 |
| Name | LIBERTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 2020R05320 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020R-05320 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,300 (+25.25%) Land $10,300 Building $46,000 | $168,900 (+25.25%) Land $30,900 Building $138,000 | |
| 2024 | $3,104.00 (+15.69%) | ||
| 2022 | $44,950 Land $8,440 Building $36,510 | $134,850 Land $25,320 Building $109,530 | |
| 2021 | $2,683.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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