Cabarrus County property record for 314 Suffield Ln, Concord, NC 28025 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,391 sqft Living Area |
| Lot Size | 21,924 sqft (0.504 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $228,500 (2004) |
| Tax Bill | $2,520.00 (2025) |
| Primary APN | 11045C0048.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,391 sqft Living Area |
| Gross Area | 3,556 sqft Gross Area |
| 1st Floor | 1,791 sqft 1st Floor |
| Upper Floors | 336 sqft Upper Floors |
| Stories | 1 Stories |
| Sunroom | Sunroom |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,924 sqft (0.504 acres) |
| Depth X Width | 174 ft x 126 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 1,600 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 499 sqft Garage |
| Pool Area | 576 sqft Pool |
|---|---|
| Deck Area | 446 sqft Deck |
| Patio Area | 446 sqft Patio |
| Porch Area | 120 sqft Porch |
| Storage Building | 70 sqft Storage Building |
| Utility Building | 100 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 21149 |
|---|---|
| Street Address | 314 SUFFIELD LN |
| City | CONCORD |
| State | NC |
| Zip | 28025-8932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 48 FERNCLIFF |
| Legal Subdivision | FERNCLIFF |
| Legal Lot Number | 48 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 11, CENTRAL CABARRUS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 40501 |
Source: Cabarrus County records · APN 11045C0048.000000
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 SUFFIELD LN, CONCORD, NC 28025-8932 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 19, 2024 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF AMERICA |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2004 · Amount on Record |
| Deed Sale | Dec 30, 2004 · Amount on Record |
| Deed Book / Page | 5732 / 15 |
| Prior Transfer Date | Feb 23, 2001 |
| Prior Transfer Doc | 3136017 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 314 SUFFIELD LN, CONCORD, NC 28025-8932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0016817272 |
|---|---|
| Date | Feb 19, 2024 |
| Book Page | 16817/272 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 314 SUFFIELD LN, CONCORD, NC 28025-8932 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1552681 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 15526/81 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 314 SUFFIELD LN, CONCORD, NC 28025-8932 |
| Document Number | 13973102 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 314 SUFFIELD LN CONCORD NC 280258932, CONCORD, NC 28025-8932 |
| Document Number | 13973102 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 013973/000102 |
| Instrument | 2769 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 314 SUFFIELD LN, CONCORD, NC 28025-8932 |
| Document Number | 13101250 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 314 SUFFIELD LN CONCORD NC 280258932, CONCORD, NC 28025-8932 |
| Document Number | 13101250 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 013101/000250 |
| Instrument | 17972 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (+23.41%) | $367,350 (+49.33%) Land $78,000 Building $289,350 | |
| 2024 | $367,350 (+49.33%) Land $78,000 Building $289,350 | ||
| 2023 | $2,042.00 | $246,000 Land $35,000 Building $211,000 | $246,000 Land $35,000 Building $211,000 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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