314 Stewart St, Franklin, TN 37064 Property Records

Williamson County property record for 314 Stewart St, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 5,041 sqft · built 1900
Lot Size	1.15 acres (50,400 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2014)
Tax Bill	$11,076 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094078K E 02101`

Property Details

APN / Parcel Number

Primary APN	`094078K E 02101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	5,041 sqft
Gross Area	6,121 sqft
1st Floor Area	2,373 sqft
2nd Floor Area	160 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	50,400 sqft
Lot Dimensions	438 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	746 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	314 STEWART ST
City	FRANKLIN
State	TN
Zip	37064-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD STEWART STREET PB 58 PG 22 LOT 0001
Legal Subdivision	STEWART STREET
Legal Lot Number	1
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1000
Census Tract	50802

Owner

314 Stewart St is owned and occupied by two individuals who bought it in September 2014.

Source: Williamson County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	314 STEWART ST, FRANKLIN, TN 37064-3202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage TOWER COMMUNITY BANK
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK
Jul 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage RELIANT BANK
Mar 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage LANDMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2014 · Amount on File
Deed Sale	Sep 26, 2014 · Amount on File
Prior Sale	Feb 22, 2013 · Amount on File
Deed Document Number	14036277
Deed Book / Page	6285 / 0514
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	314 STEWART ST, FRANKLIN, TN 37064-3202
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089830212
Date	Apr 27, 2022
Book Page	8983/212
Instrument	22019251

Lender

Name	TOWER COMMUNITY BANK
Type	Bank
Address	JASPER, TN 37347

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	314 STEWART ST, FRANKLIN, TN 37064-3202
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086120330
Date	Jun 24, 2021
Book Page	8612/330
Instrument	21038344

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	314 STEWART ST, FRANKLIN, TN 37064-3202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074170632
Date	Jul 23, 2018
Book Page	7417/0632
Instrument	18028412

Lender

Name	RELIANT BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	314 STEWART ST, FRANKLIN, TN 37064-3202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLOMCNPARKS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075780229
Date	Mar 14, 2019
Book Page	7578/0229
Instrument	19008529

Lender

Name	LANDMARK COMMUNITY BANK
Type	Bank
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 314 Stewart St was $11,076, down 45.7% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,076.00 (-45.71%)	$536,800 Land $187,500 Building $349,300	$2,147,200 Land $750,000 Building $1,397,200
2024	$20,402.00 (+108.1%)
2023	$9,804.00	$360,300 (-) Land $117,200 Building $243,100	$1,441,200 (-) Land $468,800 Building $972,400
2022	$9,804.00	$360,300 Land $117,200 Building $243,100	$1,441,200 Land $468,800 Building $972,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Stewart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Stewart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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