314 Stevens St, Covington, OH 45318 Property Records

Miami County property record for 314 Stevens St, Covington, OH 45318 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1968
Square Footage	1,176 sqft Living Area
Lot Size	16,988 sqft (0.39 acres)
Occupancy	Owner Occupied
Last Sale	$137,000 (2021)
Tax Bill	$1,882.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-011130`
Alternative APNs	`080529.1-03-040-00` `H19NH081 00100`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,176 sqft Living Area
1st Floor	2,352 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Lot Area	16,988 sqft (0.39 acres)
Depth X Width	200 ft x 85 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	308 sqft Garage
Patio Area	125 sqft Patio
Canopy Area	300 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	314 STEVENS ST
City	COVINGTON
State	OH
Zip	45318-1738
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 1133 80
Legal Subdivision	MEADOWVIEW ACRES
Legal Lot Number	1133
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2001
Census Tract	325000

Owner

Source: Miami County records · APN H19-011130

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 STEVENS ST, COVINGTON, OH 45318-1738
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Doc Number	20212021OR-13064
Prior Transfer Date	Feb 07, 2016
Prior Transfer Doc	0000002953
Record Refreshed	Jun 08, 2026

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 28, 2021
Property Address	314 STEVENS ST, COVINGTON, OH 45318-1738
Document Number	0000013064
Instrument Date	Jul 27, 2021
Instrument	2021OR-13064
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	314 STEVENS ST, COVINGTON, OH 45318-1738
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013065
Date	Jul 28, 2021
Instrument	2021OR-13065

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,882.00 (+18.89%) Homeowner's exemption	$57,680 (+36.42%) Land $14,840 Building $42,840	$164,800 (+36.42%) Land $42,400 Building $122,400
2024	$1,583.00 (+3.8%) Homeowner's exemption	$42,280 (-) Land $16,100 Building $26,180
2023	$1,525.00 (-3.42%) Homeowner's exemption	$42,280 (-) Land $16,100 Building $26,180	$120,800 (-) Land $46,000 Building $74,800
2022	$1,579.00 Homeowner's exemption	$42,280 Land $16,100 Building $26,180	$120,800 Land $46,000 Building $74,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.