314 STERLING ST AUGUSTA GA 309012066, AUGUSTA, GA 30901-2066
Mortgage
Document Number
17281321
Date
Jun 11, 2020
Book Page
001728/001321
Lender
Name
NORTHPOINTE BK
Type
Bank
Address
GRAND RAPIDS, MI 49546
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 10, 2050
August 2019: Grant Deed, Construction Loan
Document Type
Grant Deed
Jurisdiction
RICHMOND GA
Recording Date
Aug 8, 2019
Property Address
314 STERLING ST, AUGUSTA, GA 30901-2066
Document Number
0016881899
Book / Page
001688 / 001899
Instrument Date
Jul 12, 2019
Instrument
37813
Transaction Type
Construction Loan
Record Updated
Sep 2, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$420.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
314 STERLING ST
Mortgage
Document Number
16881904
Date
Aug 8, 2019
Book Page
001688/001904
Instrument
37815
Lender
Name
TEMPO OPPORTUNITY FUND LLC
Address
BROOKLYN, NY 11229
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Aug 7, 2020
Tax Assessment & Valuation
The 2026 property tax bill for 314 Sterling St was $1,179, down 3.5% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,179.00 (-3.52%)
2025
$1,222.00
$28,024Land $1,600Building $26,424
$70,060Land $4,000Building $66,060
2023
$1,078.00 (+12.76%)
$26,764 (+33.5%)Land $1,600Building $25,164
$66,910 (+33.5%)Land $4,000Building $62,910
2022
$956.00
$20,048Land $1,600Building $18,448
$50,120Land $4,000Building $46,120
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 314 Sterling St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
5 in force
Nearby Flood Claims
2 (2024)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2024 · Hurricane Helene
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 314 Sterling St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless
5,000 / 5,000
Xfinity Cable
2,000 / 2,000
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: WOW Internet, Cable & Phone.