Bedford County property record for 314 Spring St, Wartrace, TN 37183
| Property Type | Mobile Home |
|---|---|
| Details | 784 sqft · built 1995 |
| Lot Size | 0.373 acres (16,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Sep 2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002071D A 00400 |
| Primary APN | 002071D A 00400 |
|---|---|
| Alternative APN |
|
| Building Area | 784 sqft Living Area |
|---|
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 16,240 sqft (0.373 acres) |
| Lot Dimensions | 140 ft deep x 116 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 314 SPRING ST |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-2013 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wartrace Historic District listed 1991 · 146 contributing resources · NRIS 91000914 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
314 Spring St, a mobile home, is owned and occupied by two individuals who bought it in September 2026.
Source: Bedford County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 SPRING ST, WARTRACE, TN 37183-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 7, 2025 | Deed of Trust, Mortgage FIRST COMMERCE BANK |
| Apr 26, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on File |
| Deed Sale | Sep 14, 2026 · Amount on File |
| Prior Sale | Jul 22, 1999 · Amount on File |
| Deed Document Number | 20266668 |
| Deed Book / Page | 407 / 601 |
| Transfer Doc | 0232000350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Sep 14, 2026 |
| Property Address | 314 SPRING ST, WARTRACE, TN 37183-2013 |
| Document Number | 0000006668 |
| Book / Page | 407 / 601 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20266668 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ABSOLUTE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,715.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 SPRING ST, WARTRACE, TN 37183-2013 |
| Document Number | 0000006669, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20266669 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 314 SPRING ST, WARTRACE, TN 37183-2013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE T&E SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0TD1168133 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | TD1168/133 |
| Instrument | 25006850 |
| Name | FIRST COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SHELBYVILLE, TN 37160 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | Apr 26, 2024 |
| Property Address | 314 SPRING ST, WARTRACE, TN 37183-2013 |
| Document Number | 000D389399 |
| Book / Page | D389 / 399 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 24002709 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 67, SHELBYVILLE, TN 37162-0067 |
| Investor | Possibly a Property Investor |
Source: Bedford County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Municipality | Wartrace Town |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $6,875 Land $5,250 Building $1,625 | |
| 2023 | $6,875 Land $5,250 Building $1,625 | |
| 2021 | $27,500 Land $21,000 Building $6,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 314 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Jan 2002 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730 |
|---|---|
| Water Source | Purchased surface water from TULLAHOMA UTILITIES AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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