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314 Smith St, Newark, NJ 07106 Property Records
Essex County and Newark City property record for 314 Smith St, Newark, NJ 07106
Property Summary
Property Type Single Family Home Details 2,522 sqft · built 1927 Lot Size 0.074 acres (3,202 sqft) Owner 2 Individual Names on File Last Sale $615,000 (Oct 2026) Tax Bill $7,798 (2025) Deeds & Mortgages Oct 2026 Sale & Mortgage Nov 2019 Mortgage + 3 more Flood Zone Zone X (minimal risk)APN 14-04108-0000-00033
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Property Details APN / Parcel Number
Primary APN 14-04108-0000-00033 Alternative APN
Interior
Stories 2 Stories Building Area 2,522 sqft Living Area
Exterior
Year Built Built 1927 Effective Year Built Effective 1927 Exterior Material Frame Construction Type Frame Lot Area 3,202 sqft (0.074 acres) Lot Dimensions 100 ft deep x 32 ft wide Garage Type Detached Parking Spaces 2 Parking Spaces
Location & Zoning Old Parcel Number 140410800033 Street Address 314 SMITH ST City NEWARK State NJ Zip 07106-2518 Property Category Residential Property Type Residential > Single Family > Home Legal Description 32X100 Legal Block 4108 Legal Lot Number 33 Jurisdiction ESSEX NJ Township / Civil Division NEWARK Census Block Group 1 Census Block 1004 Census Tract 2300
Owner
314 Smith St is owned and occupied by two individuals who bought it in October 2026.
Source: Essex County and Newark City records, as of October 22, 2026
Owner of Record 2 Individual Names on File Mailing Address 314 SMITH ST, NEWARK, NJ 07106-2518 Occupancy Owner Occupied Owner Type Individual Vesting Husband and Wife
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
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Deeds, Mortgages & Sale History
Date Document Oct 7, 2026 Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC Nov 19, 2019 Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO Feb 4, 2021 Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO Feb 27, 2019 Deed, Transfer LAND QUEST TITLE Jan 10, 2018 Deed, Transfer · Stand-Alone Refinance MLD MORTGAGE INC
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Oct 7, 2026 · Amount on File Deed Sale Oct 7, 2026 · Amount on File Prior Sale Feb 27, 2019 · Amount on File Deed Document Number 202665970 Prior Transfer Date Mar 13, 1990 Prior Transfer Doc 5119000505 Record Updated Oct 29, 2026
October 2026: Deed, Transfer Document Type Deed Jurisdiction ESSEX NJ Recording Date Oct 7, 2026 Property Address 314 SMITH ST, NEWARK, NJ 07106-2518 Document Number 0000065970 Instrument Date Sep 28, 2026 Instrument 202665970 Transaction Type Transfer Record Updated Oct 21, 2026 Title Company AMERICAN LAND TITLE
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $62,115.00 Amount Accuracy Calculated from Transfer Tax Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 314 SMITH ST, NEWARK, NJ 07106-2518
Mortgage
Document Number 0000065971, Date Oct 7, 2026 Instrument 202665971
Lender
Agreement
Type Conventional Mortgage Amount Amount on Record Term 360 Months Due Nov 1, 2056
Interest
Rate Type Fixed Rate Initial Type Fixed Rate Max Rate -1%
November 2019: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 314 SMITH ST, NEWARK, NJ 07106-2518 Transaction Type Mortgage Record Updated Aug 17, 2022
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000109723 Date Nov 19, 2019 Instrument 2019109723
Lender
Name AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO Type Mortgage Company
Agreement
Type FHA MortgageAmount Amount on Record Term 361 Months Due Dec 1, 2049
February 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction ESSEX NJ Property Address 314 SMITH ST, NEWARK, NJ 07106-2518 Transaction Type Mortgage Record Updated Aug 17, 2022 Title Company FIRST AMERICAN MORTGAGE SLN
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0000013830 Date Feb 4, 2021 Instrument 2021013830
Lender
Name AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO Type Mortgage Company Address MOUNT LAUREL, NJ 08054
Agreement
Type FHA MortgageAmount Amount on Record Term 360 Months Due Feb 1, 2051
February 2019: Deed, Transfer Document Type Deed Jurisdiction ESSEX NJ Recording Date Feb 27, 2019 Property Address 314 SMITH ST, NEWARK, NJ 07106-2518 Document Number 0000017008 Instrument Date Jan 25, 2019 Instrument 2019017008 Transaction Type Transfer Record Updated Aug 17, 2022 Title Company LAND QUEST TITLE
Transaction
Amount Amount on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 314 SMITH ST, NEWARK, NJ 07106-2518
January 2018: Deed, Transfer Document Type Deed Jurisdiction ESSEX NJ Recording Date Jan 10, 2018 Property Address 314 SMITH ST, NEWARK, NJ 07106-2518 Document Number 0000001997 Instrument Date Dec 22, 2017 Instrument 2018001997 Transaction Type Transfer Record Updated Aug 17, 2022
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Full Amount Stated Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 314 SMITH ST, NEWARK, NJ 07106-2518
Mortgage
Document Number 0000001999 Date Jan 10, 2018 Instrument 2018001999
Lender
Name MLD MORTGAGE INC Type Mortgage Company
Agreement
Type Stand-Alone Refinance Amount Amount on Record Term 349 Months Due Feb 1, 2047
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Tax Assessment & Valuation
The 2025 property tax bill for 314 Smith St was $7,798, up 5.2% from the year before.
Source: Essex County and Newark City assessment roll, as of July 2, 2026
Property Jurisdictions
Type Name State New Jersey County Essex County Municipality Newark City Unified School District Newark City School District (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $195,000 (-) Land $17,100 Building $177,900 $195,000 (-) Land $17,100 Building $177,900 2025 $7,798.00 (+5.17%) $195,000 Land $17,100 Building $177,900 $195,000 Land $17,100 Building $177,900 2024 $7,415.00 2023 $195,000 Land $17,100 Building $177,900 $195,000 Land $17,100 Building $177,900 2022 $7,285.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
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Flood
FEMA maps place 314 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Nearby Flood Policies 2 in force Nearby Flood Claims 1 (2011) Claims Outside the SFHA 1 of 1 Most Recent Claim Oct 2011 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 314 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Not ratedno burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System NEWARK WATER DEPARTMENTserves 294,274 people · EPA ID NJ0714001 Water Source Surface water Last State Inspection Oct 2024 Lead 4 ppb (2026)action level 15 ppb
Violations Reported to EPA
Water Quality Turbidityresolved · Sep 2020 resolved · Sep 2020 resolved · Jan 2020 Treatment and Procedure Corrosion controlJul 2022 Mar 2019 Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,329 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) OptimumFiber · Cable 8,000 / 8,000 VerizonFiber · Fixed Wireless in parts of the area 2,300 / 2,300 AT&TFixed Wireless 100 / 20
May also be available: T-Mobile, Xfinity.
Nearby Properties on Smith St 309 Smith St4,396 sqft · built 2007 · 0.057 acres 310 Smith St2,128 sqft · built 1926 · 0.059 acres 311 Smith St936 sqft · built 1920 · 0.057 acres 312 Smith St2,142 sqft · built 1920 · 0.057 acres 313 Smith St, #3151,670 sqft · built 1925 · 0.086 acres 316 Smith St2,266 sqft · built 1922 · 0.077 acres 317 Smith St4,530 sqft · built 1920 · 0.086 acres 318 Smith St, #3202,222 sqft · built 1915 · 0.084 acres 319 Smith St1,707 sqft · built 1926 · 0.075 acres All Smith St Property Records Nearby Streets Halstead St, Newark, NJ 65 properties Norwood St, East Orange, NJ 85 properties Norwood St, Newark, NJ 120 properties Palm St, Newark, NJ 96 properties Sandford Ave, Newark, NJ 135 properties Sanford Ave, Newark, NJ 82 properties Smith St, Irvington, NJ 42 properties S Orange Ave, Newark, NJ 318 properties Telford St, Newark, NJ 64 properties All Newark, NJ Property Records
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