314 Silverdrop St, Goose Creek, SC 29445 Property Records

Berkeley County property record for 314 Silverdrop St, Goose Creek, SC 29445

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 2021
Lot Size	0.03 acres (1,337 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,231 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-06-03-097`

Property Details

APN / Parcel Number

Primary APN	`235-06-03-097`
Alternative APN	`235-00-00-074`

Interior

Building Area	1,460 sqft Finished Area
1st Floor Area	726 sqft
2nd Floor Area	734 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	1,337 sqft (0.03 acres)
Porch	Slab
Storage Building	28 sqft

Location & Zoning

Street Address	314 SILVERDROP ST
City	GOOSE CREEK
State	SC
Zip	29445-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GOOSE CREE
Legal Description	LOT 97 - PH 1
Legal Subdivision	MONARCH PLANTATION
Legal Lot Number	97
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1004
Census Tract	20807

Owner

314 Silverdrop St is owned and occupied by two individuals who acquired it in October 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA
Oct 10, 2022	Correction Deed WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC
Dec 20, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022
Deed Sale	Oct 10, 2022
Prior Sale	Dec 20, 2021 · Amount on File
Deed Document Number	202238984
Deed Book / Page	4385 / 327
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03809/0539
Date	May 13, 2021
Book Page	3809/539
Instrument	2021022576

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Commercial Mortgage

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 10, 2022
Property Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677
Document Number	04385/0327
Book / Page	4385 / 327
Map Reference	CAB N PG 81-P&82-P
Instrument Date	Oct 6, 2022
Instrument	2022038984
Record Updated	Jun 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 20, 2021
Property Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677
Document Number	04089/0403
Book / Page	4089 / 403
Map Reference	CAB N PG 81-P&82-P
Instrument Date	Dec 16, 2021
Instrument	2021059418
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SILVERDROP ST, GOOSE CREEK, SC 29445-3677

Mortgage

Document Number	2021059419
Date	Dec 20, 2021
Instrument	2021059419

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 314 Silverdrop St was $1,231 with a homeowner's exemption, up 2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Goose Creek City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,300 (+2,4%) Land $35,000 Building $229,300	$264,300 (-) Land $35,000 Building $229,300
2025	$1,231.00 (+1.99%)	$10,572 (-) Land $1,400 Building $9,172	$264,300 (-) Land $35,000 Building $229,300
2024	$1,207.00 Homeowner's exemption	$10,572 Land $1,400 Building $9,172	$264,300 Land $35,000 Building $229,300
2022	$4,296.00 Homeowner's exemption	$9,636 Land $1,120 Building $8,516	$240,900 Land $28,000 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 Silverdrop St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2015–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Silverdrop St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 83% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GOOSE CREEK serves 43,744 people · EPA ID SC0810004
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silverdrop St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures